You have to learn how to use your local county/city public records to establish who the owner is....most are online.

Near parks, restaurants, lakes, public beach, farmers market, luxury movie theatre, and shopping.

As example, many states offer LLC with no public record of ownership.

Again, I posted my public sources in my posts. 

Above all, use public transportation (you might be eligible for a free bus pass) or the cheapest possible car you can find to get around.If you can't get a job better than a minimum wage position, OK, I get it.

The seller gets to have some kind of return on his money instead of putting it in the bank, his money will be secured by the property so if I default, he can take it back, he gets a check in the mail each month during retirement, and I don't have to move into a 1 bd/ 1 ba unit with my family.

We decided not to enter into a lease with her but wanted to know if we must return all, part or none of her Security deposit?

As a loan officer there is a lot of things about the lending process that you know that the general public doesn't.

@Nikki O.You've asked about a zillion very personal questions in a public forum. 

Thank God for what you have and invest to secure your family's future... don't do this so you can blow your money on top dollar worthless items.