Anyone going to craigslist must be a little desperate and so that is an awesome resource for cash buyersGet a pro membership here on Biggerpockets and you can start posting deals on market place.Get BOTH a motivated seller website AND a cash buyers website going, rank it #1 and cash buyers are constantly messaging you if you have a deal available.

Of course cash flow is worse, you are putting less money down.

Hey everyone, I’ve been digging into the BiggerPockets podcasts lately, and from what I’ve heard for buy and hold investing Dave often targets 8-12 % cash-on-cash returns on small multifamily deals, especially in more affordable markets. 

I aim for a property that will provide both cash flow and appreciation.Some years, your cash-flow will be high and your appreciation will be lowSome years, cash flow will be low and appreciation will be highSome years, both will be lowSome years, both will be high.If your cash-flow is atleast positive, the property itself won't force you to sell the property.

Cash flow is king, especially for landlords.That’s why DSCR and Refinance loans are key to building sustainable income.How do you ensure your properties stay profitable year-round?

Can anybody recommend any companies that'll convert business credit to cash?

If the cash out refi is the only option, I'd do it, but that would be my last resort. 

.$160k in cash is your cost, around $11k CF/year means it will take you almost 15 years, not counting added cash costs along the way, before you recover your $160k cost. 

The truth is this: 2025 is the strongest year we’ve ever seen for guaranteed cash flow, rental stability, and predictable returns through HUD-backed tenants.

I would pull out the cash then put 20% down on good cash flowing rentals.