Does anyone have a expense/mileage/income tracking tool in Excel that they like?  

@Matt Seabrook Feel free to Email me and we can talk.

Tommy and the team were helpful throughout the entire process and made everything smooth.

I’ll DM you and we can find a time.  

QBO has every feature you need to run a business, excellent reporting features, and integration with other software.

I plan to use excel for the time being, but I have also heard good things about the Stessa software for expense tracking.

Once you buy occupied, you're inheriting all the liability and timelines.Two realities:a) You cannot assume a smooth 2–3 month exit.Even “excellent” tenants can change once they realize you’re renovating to sell.Offers to pay more rent can flip into resistance to move-out.b) Notice rules in CA depend on the type of termination.• 30 days: tenant has lived there less than a year• 60 days: tenant over a year• BUT many areas (including parts of San Diego) have just cause protectionsOwner-occupancy or rehab may or may not qualify depending on jurisdiction.

I've generally seen 1-4 and then 5+ so curious as to what was driving the 1-5 and how the model handles the different mortgage types in its evaluation?

Bigger pockets has some excellent calculators.However you have to signup for the pro level.

I mean if we have super excellent credit, reserves and a 20% down payment but the DTI won't look good until the primary is sold will a lender even look at us?