@Alexandra Leiner I work with a ton of lenders that work with European residents.

Hi I Currently have an opportunity to purchase a single-family residence that has a detached ADU (1B/1B).

@Susanne Stauffer, If you are condominiumizing the back units you are creating new real estate that is distinct from your primary residence. 

@Clinton Springer , Since you have lived in the property for two out of the previous five years as your primary residence, you could take the first $250k ($500k if married) of the gain tax-free.

My plan was to go ahead and list it now and just note in the remarks that the windows are being replaced.However, one of my investor buddies thinks I should wait until the renovation is 100% complete before listing so that the property shows perfectly.

This keeps you compliant and prevents surprises with the IRS.Plan for multi-state filings if applicable: If your property is out-of-state, you may need to file non-resident state tax returns.

So i was thinking why not pay one off first before buying the next rental.Primary residence: 6% APR, zero down VA Loan, hardly any equity, highest debt and mortgage.STR: 5% APR, zero down VA Loan so still not much equity, cash flowing as an Airbnb, second highest loan and mortgage.LTR: 2.9 % APR as a conventional loan, cash flowing, $120,000 of equity locked up, by far lowest balance loan. 

Hey @Laura Heald, I’ve got a buddy who actually built financial freedom doing co-living, but it only worked because he treated it like a real strategy, not some magic cash-flow hack.He’s got 7 places in Florida — all tweaked to fit 6–8 rooms — furnished everything, used PadSplit’s structure for rules/tenant issues, and had someone local handle the hands-on stuff.

I got a few investments for you how do I contact you buddy?

Have a buddy who might be able to help with this.