I don't have any ADUs, however I would love to see the creativity in this competition. 

But interestingly, a lot of people I talk to are still mixing in creative or alternative options — DSCR loans, private lenders, and joint ventures — to stay competitive in tight markets.It seems that even with rates improving, speed and flexibility are still huge advantages, especially for flips and mid-size rental projects.I’m curious — how are you all approaching financing in today’s market?

Is it the taxes and insurance being higher than you thought, or more the competition side of things? 

Fall/Winter is the least competitive time (best time of year to be a buyer) so stay on it and see what you can land! 

I think what’s important is to look at your competition and compare how there amenities compares to yours.

One that requires legal turf protection to stifle competition.  

If you take it to the extreme I’d like to see an interest only loan option that had a competitive interest rate, I mean I do like principle pay down, but I like cash flow better, and in the end equity gain is where the really money is, so any tool that would allow me to use more leverage and reduce risk by increasing liquidity is better for me. 

Check out your successful competition and see what they are doing that is working and use this as a guide to what you should be doing.

I have a few Airbnbs and know what we execute on to stand out but it just seems like there's WAY too much competition and the juice might not be worth the squeeze.We're trying to be within 10 minutes from the beach and downtown, which is putting us at a price point around $600K for a prospect property, but even with those numbers at 20% down w/ taxes/insurance, it doesn't seem worth it with the surrounding competition.

With the rise of AI, we have a huge advantage over the competition.And not so much with the USE of AI, but in not using it.Handwritten letters are doing better than AI phone calls.In person appointments at the house h...