Today, I’m especially focused on housing innovation—particularly ADUs, where design, data, and policy intersect to meet urgent housing needs.Earlier in my career, I trained as a chef and rose through the ranks in high-pressure kitchens, where I developed creativity, precision, and leadership under pressure.

Trying to get an umbrella policy to increase my liability coverage now that i'm close to closing on my property in Florida.I have a 21 year old au pair from Brazil who lives with me and drives my cars and is covered under my geico auto insurance. 

It was a big learning curve going from commercial to residential.  

Planning a lean, compliance-first PM firm in the Triangle (Raleigh–Durham–Chapel Hill) operating under my own firm license with a formally appointed Qualifying Broker (QB) (as principal) and Broker-in-Charge (BIC) oversight.

Now we’re ready for our next move and would value insights from those who’ve been here.What we’re considering:Pull a HELOC to reinvest and continue BRRRRCreative house hacks: garage rentals or beyond to generate more than just mortgage coverageTransition to a rental and lease this houseBuy a duplex (Miami options are in less desirable areas)Out‑of‑state BRRRR playSemi‑passive income like franchisesWhat we’d love to hear:Experiences mixing BRRRR with house hacking at scaleAdvice on managing a franchise alongside investingTips on evaluating markets (Miami vs out‑of‑state)Any go‑to threads, tools, or groups for this hybrid strategyThanks in advance!

That being said, I had 15 years of special assets and lending background in commercial banks under my belt, so the DD part was something we had down.

The biggest flaw many realtors make is not continuing their education in how to work with investors.

I was going to use the income as my pension plan, but as I do more research, I was wondering what others do. 

@Alicia Larkin congrats on getting your first STR under contract!

Assuming there is not much elasticity in supply, will emigration continue?