Quote from @Shaza Atassi: When I put together a deal package, I don’t stop at just the financials.

Hey @Jaycee GreeneI'm not looking to become a lender :) However, my background is in software (startups and big tech like Google, etc) so I'm interested in learning how specific pain points that I've encountered as a borrower could be solved and that requires a bit of diving deep on both lender and borrower sides!

You can prompt it to "Create an Application that assists Borrowers with quickly creating comprehensive loan packages for submission to a Lender for financing"There's a lot of hype about AI, but it can be really helpful for building super-specific Apps with minimal effort.Hope this helpsGeorge  Thanks George.

Would love to hear what terms or structures other lenders/investors are encountering.

I’m curious if anyone else has encountered this, and if so, how did you remedy it?

Quote from @Lakita Woodson: As landlords, you may eventually encounter a tenant who seems to damage something every month right after paying rent.

I've encountered plenty of hurdles and stressors, especially given the unforeseen issues with the market, financing or tenants in general.

@Justin Holley I actually have not encountered this situation.

• Using standardized design packages?

We obtained the full financial package, and the seller's "Pro Forma" is built on a complete fantasy.The descriptive reason for the high cap rate is that the seller is using deceptive and impossible expense projections.To get their advertised 15.26% cap rate, they are projecting that as their Gross Rent increases by $75,900, their Total Operating Expenses will simultaneously decrease.Here's the breakdown of their math:Taxes: They assume $0.00 in property tax increases, which is impossible.