10 November 2025 | 4 replies
Hello everyone,I’m based in Texas and have been getting deeper into fix-and-flip projects.
25 November 2025 | 7 replies
Hi everyone!I'm Bill, and I have been reading books and listening to podcast about real estate investing for a couple months now. I'm planning to get started in 2027 when I finish nursing school.The online presence I...
9 November 2025 | 9 replies
I’m based in Coastal South Florida where cap rates and insurance costs have gotten tough — plus hurricane risk doesn’t help.
26 November 2025 | 7 replies
I will be qualifying for Real Estate Professional Status (REPS) in 2026 to use the marriage loophole to help create paper losses against my wife's W2 salary (she's a surgeon). We're planning to invest $500k-$1m next y...
25 November 2025 | 1 reply
Noticing that cash flow-focused properties tend to be easier to keep stable through tenant turnover. Curious how others are balancing DSCR requirements with management strategies.
29 October 2025 | 0 replies
Hey everyone,I’ve been looking into alternative financing models that are structured around profit-sharing instead of interest — similar to partnership or markup-based loans.Has anyone here tried this type of interest-free or profit-based financing for a property purchase or investment?
1 December 2025 | 5 replies
Are you finding that asset-based approvals (funding the deal rather than the credit score) are helping you stay competitive?
25 November 2025 | 0 replies
One of the fastest ways to lose money in real estate is underwriting based on fantasy.
26 November 2025 | 0 replies
One of the quickest ways to ruin your cash flow is by underwriting deals based on imaginary numbers.
30 November 2025 | 2 replies
Quote from @Nathaniel Carter: Seeing more investors using DSCR loans lately, so I wanted to share a quick summary of why they’ve become so popular:Benefits:No income or employment verificationApproval is based on rental incomeClose in an LLC30-year fixed ratesWorks for long-term, short-term, and mid-term rentalsGreat for self-employed investorsGreat RatesThese loans have been helping a lot of investors scale faster, especially those who hit DTI limits with conventional lenders.If anyone has questions about DSCR structures, cash-out refi options, or how to qualify, feel free to drop them here — I’m happy to help.