Most people commute, or work out of their home (not the same thing as living where you work).Avg. household income:  This is usually a result of the market rather than dictating the market. 

Having certain public services done by the US goverment does not make America a sovjet style comunist country, not by a long shot!

But I actually wonder if these programs go away, after the initial pain, the long term result is likely to be positive - a great increase in the number of 2-parent households.

Today was a big step forward. Not because I landed a deal or made a ton of calls—but because I made real progress in figuring out where I’m heading, and more importantly, who I’m doing it with.

What I Learned Today
1...

@Jorge Vazquez  I don't know what is in style now but I can say please keep in mind your cabinets and floors.

Pets are people in most house holds. :) 

I’ve got some big goals for my future, and real estate seems like the best path toward financial freedom.My family and I, a household of six, have been living in an income-based rental home for almost 10 years.

I’m looking to build a solid relationship with someone who understands the BRRRR-style model and is comfortable working with this type of tenant setup (sober living, structured housing).Appreciate any insights or recommendations, especially from those who’ve built strong lender relationships over multiple deals.

Great points, Jeff — and you’re right to highlight that the expense ratios are unusually efficient for a coastal STR.A couple of clarifications on the numbers:The current owner self-manages, which keeps cleaning and maintenance costs lower than a third-party STR manager would typically charge.Some of the repairs and CapEx were front-loaded in prior years (new flooring, appliances, and paint), so last year’s P&L reflects more of a stabilized-operations scenario.The utilities figure is accurate — it’s higher due to being master-metered for the property — but the other OPEX categories are slightly understated if you were to underwrite this as a fully managed, third-party operation.If I modeled it using a professional management assumption plus normalized reserves, the operating ratio trends closer to 48–50%, which aligns with what you mentioned for coastal STR multifamily.I appreciate you calling that out — it’s a great reminder of how much variance there can be between owner-operated and institutional-style expense reporting, especially in hybrid STR assets like this.Here's the owner's profit and loss statement for the exacts of the 2024 year.

Just hoping someone could give me some advice. Since I started learning more about real-estate investing for financial freedom, I have tried not to talk about it with my very close friends and family that don't want t...