I have not seen statistics but am curious about the number of transactions where buyers pay their agents directly and don't rely on the seller for assistance 

Can I fight the HOA?

My speculation about why that happened was that the new CRM just picked up where it started and maybe didn't /wasn't able to totally incorporate data from inception of sites like mine that has been active years before the CRM took effect...I don't know..I'm just speculating...but in any event, it wasn't accurate when I searched for active leads (and the CRM didn't call them 'Active' like the Carrot Lead Manager..it called them opportunities or something else..again..another example of a company cobbling together disparate systems, not making them coherent, or consistent..just wanting to throw something together to get it to market...in Carrot's case, to try to compete with the MUCH more capable CRM options currently in the real estate space.  

It is also important to note that the qualified intermediary industry has no licensing or regulatory capabilities. 

I think the extra time fighting with them even if they did cover it would not be worth it.  

I think it is pretty hard to fight the government and win. 

No screaming fights.

Quote from @Cameron Jones: Hey @Jacob Martin, Baselane is a pretty solid virtual bank option for REI and is worth a try if you are going to use their PM capabilities as well. 

I'm just trying to fight off the analysis paralysis but also not jump into something to early and potentially make a huge mistake. 

So I want to just right in and start working in real estate my wife has her 40hr job and is not quite on board we just moved here to North Carolina and I'm unemployed at the moment so I figured getting in to real estate would be easier so I'm not fighting with my regular day job.