A design-build firm handles both design and construction under one roof — that can simplify things, especially on a smaller project like a fourplex.You’ll also need a surveyor early to map out boundaries, setbacks, and elevations — the architect can’t design properly without this.

I've also seen situations where buyers overlooked utility setbacks or didn't realize certain rural areas require engineered septic systems due to soil conditions.

Quote from @Kyle O'Brien: Great question, Kwanza — live & flips are tricky but definitely doable with the right lender and structure.Most traditional lenders (and even many hard money lenders) shy away from owner-occupied flips because of regulatory red tape — especially if you're living in the property during the rehab.That said, I’ve seen a few investors successfully navigate this by:- Structuring as a short-term bridge loan with investor terms — even if they plan to occupy short-term.- Using private capital or asset-based lenders that focus more on the deal than the borrower’s living situation.

The one I find more concerning says:Interior alteration of enclosed covered entry converted to living space, main building encroaching set back on east elevation and attached structural storage/living space encroaching set back on north elevation.BTW, I thought I had included a link to the property on Redfin in this post.

Then you'd at least know the people that you would likely be dealing with and what the regulatory framework looks like. 

It is also important to note that the qualified intermediary industry has no licensing or regulatory capabilities. 

We came across a potential deal and would love feedback from the community.Here’s our situation:We have funds for the down payment and a modest rehab budget.We’re conservative with our reserves—we want to make sure our short-term rental is always backed by a cushion in case of regulatory or demand changes.Our goal is to build long-term cash flow and gradually grow our portfolio.Here’s the deal we’re looking at:2077 E Boatfield Ave, Burton, MI 48529 – Zillow ListingWe’d love your input on:Whether this looks like a solid deal for someone at our stageWhat questions we should be asking or what to look out forIf you’re familiar with this market—are our rent and cash flow assumptions realistic?

You still have the 180-day timeframe to complete the construction and be hopeful that there's no major setbacks.

Though our design company has had quite a handful of new STR owners coming in from Wine Country and Coachella so I do know it is possible.If you haven’t already, definitely connect with a local agent who specializes in STRs someone who knows both the regulatory map and what guests are booking.And best of luck! 

I do not see myself moving in that direction, but I will certainly reach out to you if I do.lending on a primary residence is very different from investment property lending and brings a much stricter regulatory environment.