I have no clue.

Depending on how low the score and what you intend to do with the equity, it might be worth considering an FHA cash out refi to pay down debt at closing, solving the DTI issue in the process.

Before I invest more time in this prototype, I want to make sure I’m solving a real problem.

I know it now because I've been doing it for about 5 years but I had no clue when I was first starting out.Juan-

A community of growth oriented, abundance mindset, go-giver individuals with a BARE MINIMUM commitment to become financially free through real estate investing.We focus on providing education and building networks to help every member solve their cash-flow freedom equation, so they can have the time-freedom needed to follow their passions, make a lasting impact and even change the world!

For example consider visiting the proposed tenant current residence to gain additional clues 

I made a low offer since I have no clue what it looks like inside.

Would an AI chatbot that can answer questions about their listings and book appointments help solve this problem?

I have seen that many times the cash on cash is a better metric, and still able to be met in mini markets.When I talk with investors who are interested in your market near Charlotte North Carolina we talk about different ways to solve for this problem.

That experience now shapes how I think about scaling systems that actually work across markets.These days I’m focused on the business development side, but I’ve been in the weeds and still love solving real operational challenges.Looking to connect with others who’ve been hands-on, figured out a few things the hard way, and are still pushing to get better.