I’m looking to connect with others focused on similar niches. I personally like 1st lien residential notes, but open to learning from everyone’s experience.

I work with a lending company that helps investors structure deals efficiently, so feel free to connect if you want to exchange strategies or discuss approaching these types of assets

In most cases, this falls under a commercial policy that’s specifically designed for those types of rental situations.

What type of lender should I be using for the best rates an terms? 

Quote from @Eduardo Cambil: Hey everyone 👋I’m currently expanding my portfolio into small multifamily properties (8–12 units) using DSCR loans.Here’s the type of deal I’m focusing on:Purchase price: around $300KUnits: ~10Rent per unit: $600–$700Light rehab: $50K–$70K maxMarket: Midwest / Southeast (good Section 8 demand & solid cash flow)The challenge, as many of you probably know, is covering the initial 20–25% down payment.I’m looking to connect with private lenders or bridge-loan partners who can finance that gap — ideally interest-only for 12–18 months, secured by the property or a promissory note, until I refinance through a DSCR loan and pay them back in full.I’m also open to equity partnerships where we structure a fair split before the refinance (e.g., short-term joint venture).If anyone here:Has experience structuring this type of creative financing,Works with private investors or firms that do down-payment bridge loans,Or can share contacts of reliable private lenders who work with DSCR investors,…I’d really appreciate your guidance or introductions.

When I try to pull a list of vacant land absentee owner leads from listsource I get a return of "0" hits whenever I enter any equity percentage or equity dollar amount as a criteria when also entering vacant land as the property type criteria. this happens in multiple states and does not happen with SFR as the property type criteria.

Most likely this type of land will be gone gone in this area in two years.I can not afford this land/finance it via a traditional route so I am looking into alternative ways to finance it.

Seems to be a Ponzi type situation.UPDATE: After I commented above that Mr.

I actually thought that there was less competition in commercial that in residential, so I appreciate @Chris Seveney's comment- we buy our loans directly from banks and most banks want par when there is significant equity in the property (which are the types of notes we go after)

Hopefully things will be great long term but I'd like to see feedback at least a few years out with these type organizations.