Down Payment Struggles As A Newbie

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Pulling the trigger on that first investment property can be scary.  My wife and I used the 401K loan option and it has worked out great for us.  Once you have that first property, your confidence changes pretty quickly.  That was a year and a half ago for us and we have since bought two more properties and looking at a fourth right now.  Best of luck! 

You need cash to invest in real estate - Whether it be for the down payment or the reserves you will need when something needs to be repaired/replaced.

You may want to consider taking a loan from your 401K or even stop putting money into your 401K to start getting the cash reserves.