Payoff Vehicle or add a door!?

[Karl McGarvey]

About to close on a refi of my primary residence (VA IRRRL at 2.34% - $250 month savings).

Should be getting 12k cash when we close. I have 9k left to payoff my vehicle (2.5% interest rate/$400 monthly payment).

Trying to decide if the better move is to pay off the vehicle and lower the DTI, or put the cash towards another door. In reality probably wont buy another property until post election once things shake out.

For more info the only debt we would have is our primary res/boat/1 rental property.

Thanks for all insights!