Cash out of a rental without showing income

[William C Bruckner]

Hello all, 

I have mixed use building with 100% equity and multiple years of rent history. I need to pull out cash to perform maintenance on the same property. I can't show income, but my credit is in the 650s. DSCR? Hard money? No-doc equity loan? Any recommendations would be greatly appreciated.

[Anna Buffkin]

DSCR if the house can support itself based on the lenders criteria.

Working on your credit may be more important than your income going non conventional lending.