Portfolio lending 10% down

[Ryan Keenan]

Is it possible to get a 10% down loan from a portfolio lender non owner occupied with great credit?

[Andrew Postell]

@Ryan Keenan it's entirely possible for a portfolio loan to have a 10% down option.  A portfolio loan is a bank's own "portfolio" of money.  So the bank's board of directors calls the shots on lending their own money.  In theory, they can lend money on whatever they want.  But while it is possible I will say that it is unlikely.  So you may have to call ALL the banks in your area...which is a somewhat regular event if you become a successful investor anyway.  Private money might be your best option for truly fulfilling a 10% down scenario.