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Updated over 5 years ago on . Most recent reply

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Cathy McCormick
  • Dunnellon, FL
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HELP! HELOC recorded 2X by GMAC in error/trying to sell property

Cathy McCormick
  • Dunnellon, FL
Posted
A HELOC on my house in New Jersey was recorded twice in error with the county. Same Account #, same amount, one month apart. Now I'm under contract to sell this house, this is the last obstacle. I have contacted the company that took over for GMAC, OCWEN, they said they do not service this loan, so they can't help. The mortgage was taken over by Specialized Loan Servicing (SLS), I have spoken to them and sent paperwork showing the error, they are still reviewing it, but they do not sound like they can help. I contacted the county, they can't help. Where do I go from here?  My attorney's office has also contacted the Office of Consumer Ombudsman, but that could take weeks. Any ideas on where to go next? Who would have information from the old GMAC Mortgage?

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Andrew Postell
#1 BRRRR - Buy, Rehab, Rent, Refinance, Repeat Contributor
  • Lender
  • Fort Worth, TX
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Andrew Postell
#1 BRRRR - Buy, Rehab, Rent, Refinance, Repeat Contributor
  • Lender
  • Fort Worth, TX
Replied

@Cathy McCormick I think the right place to be asking about this is to the title company.  The title company that closed the transaction is responsible for recording the items properly.  The title company name and contact information should be on the closing paperwork that you signed.  I would encourage you to not leave it up to the lender....it might take them a long time to get back with you.  The title company should be more responsive.

  • Andrew Postell
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