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Updated over 5 years ago on . Most recent reply

Anna Ding's profile image
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Anna Ding
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Anna Ding's profile image
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Anna Ding
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Private Lending & Conventional Mortgage Advice

FHA vs conventional

Anna Ding
Posted

What are the the pros and cons of using FHA vs conventional 20% down? Can you switch from FHA to conventional to avoid PMIs in the middle of the loan term?

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Russell Brazil
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Russell Brazil
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Russell Brazil
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ModeratorReplied

PMI is permanently attached to FHA. There are only a couple reasons to ever use FHA. 1) If you have bad credit, or 2) low down payment on a multiunit property.

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