Custodian due diligence

[Inderpal Chadha]

Hello BPians

I am closing on a house in a week and plan to use my IRA funds for down payment.

I am considering using Mountain West IRA out of Idaho and I am based in Seattle area. Has anyone used this company before? Please let me know your experience. Also how can one be sure that the custodian will take care of money and the money will be available when needed to invest, if the custodian goes out of business, are the funds lost or still can be accessed.?

Thanks

Inder