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Updated about 7 years ago on .

Get a loan based on new appraised value before 1 year
I have great news for real estate investors in California. I have a lender that does not require a full year of seasoning when it comes to the new property appraisal. If you purchased a 1-4 unit property and did some work to it to increase its value, you can get a new appraisal and do a cash out refinance on that property. The lender will go up to 70 to 70% ltv cash out refi. These are not hard money rates. The rate is a tad bit higher than conventional rates. You can pm to get more details or run a scenario by me. I have been a licensed loan officer working for a mortgage broker since the 1990's.
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