Home insurance wants to know about the dog

[Peter Morgan]

Hello,

my home insurance company wants to know

the breed of my dog and if it has bitten anyone and what training it has.

It's a small and gentle pet with no biting history, anything I need to be aware of before answering these questions, I just want to make sure they don't slap me with an undue increase in insurance premium.Appreciate your inputs

Thanks

[Nathan Gesner]

They probably want to know if it's a "dangerous breed" animal, which could increase your premium or cancel your policy. If it's not on the dangerous breed list, then you shouldn't have anything to worry about.

Dangerous Breeds

• Pit bulls
• German shepherds
• Akitas
• Staffordshire terriers
• Chow chows
• Alaskan malamutes
• Doberman pinschers
• Great Danes
• Siberian huskies
• Rottweilers
• Presa Canarios
• Wolf hybrids

That's a common list but some carriers may add/remove. There are many insurance providers that have no restrictions.