New Jersey Landlords, Who insures your properties?

[Steve Wilcox]

I have been working with Affinity Group Management for a few years and have been happy with everything so far (never had a claim so not sure how much that's worth), however I am closing on a new property this week and their cost to insure it has gone up over 20% because of 'new underwriting policies'. 

I am curious what insures others use, how much you pay, ect.

I previously paid $120 for occupied properties, and $140 for vacant for coverage up to $150K for all the basic stuff. Now Affinity is asking for over $180 for vacant under renovation, and I think I should be able to do much better. 

P.S. They insure my properties in Newark which is a high risk area