Renters insurance denied

[Account Closed]

Hi All, i had i stalled a bidet spray in toilet 1.5 years back in rented apartment which unfortunately burst and lead to water damage. Now the landlord says i need to cover the cost since i installed it. And renters insurance agents told me that they won’t  pay for liabilities since it was not my fault as it could be due to wear and tear of equipment. What to do in this situation? 

[Nathan Gesner]

The tenant installed the bidet without Landlord permission or knowledge. Landlord insurance has no responsibility for this problem.

A broken pipe is normally the Landlord's responsibility which is why Renter insurance probably doesn't cover it. The only thing that may be covered is the renter's personal belongings but it sounds like the damage was to the property.

Suck it up and make it right.