Account for rental property

[Michael Janke]

Good afternoon! 

I am 2 weeks from closing on my first deal- a duplex house hack. The property will be in my name, and it seems the general consencus is that someone just getting started doesnt need an LLC. However, I have also been told I should get a bank account to collect deposits and rent in, and to pay expenses from. Should This be a business account, or just a seperate personal checking? What are advantages/disadvanteges of each? Can you get a business account without an LLC?

I plan for my 2nd deal and beyond to be BRRRRs, and will have an LLC later on. Should I go ahead and get one now, or wait?

Thanks,

Michael