All Forum Posts by: Tarik Turner

Credit Score will almost always be taken into consideration. Lenders may have different credit score minimums and some may allow for more credit issues than others but I am not sure of any lenders that will not look at credit (especially on small to medium size deals and new investors)

45k liquid sounds about right for the numbers as you presented them. I am assuming you are at around 80% LTC

Investment property loans will typically require personal guarantees and personal credit approval. 

Your expenses plus rehab costs shouldn't exceed 75% of the ARV if you plan on using hard money.

There are a number of asset based, non qm lenders who offer mortgages for non w2 investors

There are lenders who can go up to 80% LTV on purchases, however do not expect conventional rates

Where is the property located?

@Nathan Cornett you can get commercial loans without DTI calculation. That's how most investors scale.

You can run into issues with a conventional bank however there are 30 yr non qm loans available. These loans also are non reporting

the answer to your question depends on the type of loan that you are looking for.
Fix and flip loans vs Rental Loans are very different (Property type also matters)
In order to get the response you are looking for we would need more detail.