All Forum Posts by: Anthony Lee

@William Jenkins Welcome to BP! I'm sure you'll find the community a great resource! feel free to reach out with any insurance questions you may have. 

All the best!

@Stephanie Knox Welcome to BP! I'm sure you'll find the community a great resource! 

@Carlos Gradiz Welcome to BP! I'm sure you'll find the community an excellent resource! 

All the best!

@Christopher Robles Welcome to the community! I'm sure you'll find it a valuable resource! 

All the best!

@Jeff Desmond Welcome to BP! I'm sure you'll find the community a valuable resource!

@Maria Fernandez Welcome to BP! I'm sure you'll find the community an excellent resource! 

@Jonathan Perez An independent insurance agent will definitley be able to get you the right policy for the right price. 

@George P. congrats!

@David Lowe Regarding the insurance specifically, you will need to make sure you're insurance company is okay with short term rentals. Many are not. This often results in a slightly higher insurance cost. 

@Albert D. You should have documentation regarding and and all policy information and changes that may have been made to the policy mid-term. If you increased your limits due to bank requirements, and the new limits and coverages were made effective, you should have a new certificate of insurance and or declarations page which states it as such. I believe Celina has an online portal which, where you should be able to create an account, if you don't already have one, and access it there. That being said, your agent, and his or her office, will have it on file and should be able to provide it. If you're agent doesn't have it or cannot provide it, well thats a while other concern. But then it begs the question as to whether the changes were actually made and such. 

The Business Income Coverage, and how it is handled, will vary company to company. That being said, generally coverage is only provided until policy limit is reached, or the rebuilding of the property is complete, whichever is sooner.

I do recommend that you contact your agent, or his/her office, as they should be guiding you through this. 

Feel free to reach out, my information is below. If you have any other questions, i'm more than happy to help where I can.