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All Forum Posts by: Brandon Beardt

Brandon Beardt has started 1 posts and replied 249 times.

Post: Looking for DSCR Lender for $115K Loan – 20% Down

Brandon Beardt
Posted
  • Lender
  • La Crescenta, CA
  • Posts 260
  • Votes 157
Quote from @Neela David:

Hi everyone,

I'm looking for a DSCR lender that can help with a $115,000 loan amount. I’m putting 20% down, and the property is an investment rental.

Most lenders I’ve spoken to have higher minimum loan amounts ($100K+), so I’m hoping someone here has experience with a lender that works with smaller balances in this range.

Any recommendations or broker referrals would be appreciated!

Thanks in advance 🙏


 I've done plenty of deals down to a $50k loan amount with minimum appraised value at $75k.

Post: Looking to connect with a lender for a DSCR in Buffalo, NY

Brandon Beardt
Posted
  • Lender
  • La Crescenta, CA
  • Posts 260
  • Votes 157

Hi Michael,

Sorry to hear this. What makes you say this lender isn't the right fit or is taking advantage? Did you relay your hesitations/concerns to the broker? What was their response?

Post: No seasoning cash out refinancing

Brandon Beardt
Posted
  • Lender
  • La Crescenta, CA
  • Posts 260
  • Votes 157
Quote from @Sean Spagnola:

Any cash out refinancing options that would not requiring seasoning?

From my own research this is unlikely. At best I've seen 6 month seasoning periods. 

I am targeting properties that have been on the MLS for longer than the average. Hopefully purchase for a discounted price. I'd mortgage them. Do a light rehab to increase ARV. Refinance and pull my down payment back out to start the next. Pretty much a classic BRRR.

I'm hoping not to have my down payments tied up for a 6 months to a year before I can repeat the process.

Any help and advice is truly appreciated.


I have experience with ARV cash out options with no title seasoning as long as you can show work/rehab has been done on the property. Very popular tool used for BRRRR investors trying to scale as fast as possible.

Post: Dscr refinance loan

Brandon Beardt
Posted
  • Lender
  • La Crescenta, CA
  • Posts 260
  • Votes 157

Yes, $50k minimum loan amount with $75k minimum appraised value.

Post: Refinance dscr loan

Brandon Beardt
Posted
  • Lender
  • La Crescenta, CA
  • Posts 260
  • Votes 157

Yes, $50k minimum loan amount with $75k minimum appraised value.

Post: Dscr loans refinance loans

Brandon Beardt
Posted
  • Lender
  • La Crescenta, CA
  • Posts 260
  • Votes 157
Quote from @Antoine Black:

Do anyone know lenders that do dscr refi loans that's under a 100k 


 Yes, $50k minimum loan amount with $75k minimum appraised value.

Post: Join Us at the 2025 NAHB International Builders' Show in Las Vegas Feb 25-27!!!

Brandon Beardt
Posted
  • Lender
  • La Crescenta, CA
  • Posts 260
  • Votes 157

Try this direct link - here - instead which should show the page you would see immediately after clicking "Register Now".

Post: Join Us at the 2025 NAHB International Builders' Show in Las Vegas Feb 25-27!!!

Brandon Beardt
Posted
  • Lender
  • La Crescenta, CA
  • Posts 260
  • Votes 157

Hi Bill! Yes, this is a general invite for anyone to join. You should be able to proceed with choosing "Non-Member" from United States once you click "Register Now". Let me know if you run into any issues at all & hope to see you there!

Post: Join Us at the 2025 NAHB International Builders' Show in Las Vegas Feb 25-27!!!

Brandon Beardt
Posted
  • Lender
  • La Crescenta, CA
  • Posts 260
  • Votes 157

The 2025 International Builders’ Show (IBS) will open its doors at the Las Vegas Convention Center, February 25 – 27. We’re excited to extend a special invitation for you to join Investor Property Loan at this premier event—with a FREE IBS Expo Pass

About IBS
Organized by the National Association of Home Builders (NAHB), IBS is the largest annual light construction show in the world. It’s a once-a-year event that connects, educates, and improves the residential construction industry. Expect new product launches, construction demos, industry thought leader sessions, workshops, panel discussions…and more. The people, products, and knowledge you’ll gain will give you real ideas and real solutions to grow and strengthen your essential business.

Why Join Us?

  • - Preferred Lender at IBS for rehab (fix and flip), long-term investment (DSCR), and bridge loans.
  • - Trusted by contractors, project managers, and investors NATIONWIDE for all real estate financing needs.
  • - Opportunity to network and learn from industry leaders at the most influential event in construction.

Claim Your Free IBS Expo Pass
Simply visit www.BuildersShow.com/InvestorPropertyLoan to claim your free pass. This is a great way to discover innovative building products, cutting-edge techniques, and industry insights.

We’d be thrilled to have you join us at this can’t-miss show. If you have any questions about the event —please feel free to reach out.

We look forward to seeing you in Las Vegas!

Post: Maximum # of DSCR Loans Lenders Will Give?

Brandon Beardt
Posted
  • Lender
  • La Crescenta, CA
  • Posts 260
  • Votes 157

100%. These are business purpose loans so there isn't any sort of red tape when purchasing multiple properties at once or one after another. Each DSCR loan is separate and qualifies separately, so one doesn't necessarily affect the other except for the liquidity needed to close since you'll have multiple down payments/closing costs for each transaction.