All Forum Posts by: Carl Flint

@Ali Boone

Perfect. Thank you!

@Josh J.

Thank you for breaking it down like that. I liked the way you gave those three reasons numbered as 1, 2, and 3. It made things easy to understand. I see why appreciation on your properties over the years could bridge the gap in your loan and help you pay it down. Whether that be from raising rents or just outright selling the property.

@Casey Powers

Ahhh. Okay.

@Jonathan Stone

Can you explain what you mean by a hedge against inflation?

@Cody L.

Even with being over-leveraged (you owe more on a property than it's worth) this is good for you because it builds your portfolio? Doesn't this hit your yearly ROI%?

@Brad Taylor

There has to be indians for there to be chiefs.

@Steve W.

Oh wow! Haha. That went completely over my head. I understand what you mean now.

@Bill Goodland

So using leverage will give me a higher ROI percentage... then theoretically I can go and sell the 100k property (in which I leveraged 80k) a year later for 105k and leave the deal with paying off the 80k leveraged and making my initial 20k turn into 25k? Again, this is a hypothetical scenario with the numbers being only for an example.

@Ben Grubb

That’s my elevator speech! Perfect.

@Steve W.

Awesome. That makes it make a little more sense. I didn’t understand the part where you said it’s a wash?!?

Was that because in your example you can either gain 15% appreciation on one property or 3% on 5 properties... I understand that this is only a hypothetical scenario but (again) I’m trying to see it from a average person (non-investor) point of view. The question is why would one property appreciate 15% and others only 3%?