All Forum Posts by: David Dec
David Dec has started 2 posts and replied 44 times.
Post: Financing down payment

- Wholesaler
- Tampa, FL
- Posts 53
- Votes 27
If you have USAA insurance (3% down) or an account at Navy Federal Credit Union (0% down), there is no PMI, & you can get cash back up to $6,000 on a purchase or sale. It's called their "Real Estate Rewards" program. Pm me for more info.
Post: Residential real estate in Tampa Florida area

- Wholesaler
- Tampa, FL
- Posts 53
- Votes 27
what are you looking for?
Post: Tampa Area Agent

- Wholesaler
- Tampa, FL
- Posts 53
- Votes 27
I have a lot of flips under my belt and cover the entire Tampa Bay Area. I also do public bank foreclosures, and tax deeds.
I can set you up with complete access to our MLS covering Hillsborough, Pinellas, and Pasco Counties.
I can set up an automatic MLS feed for you too, based on your parameters, and provide CMA's on properties of interest.
I use detailed investment analysis programs that you can tweak with different costs, growth rates, % financing, interest rates, etc. it gives you not only Cash on Cash Cap Rates but also true Internal Rates of Return, and you can download it into your Excel program on your computer.
I do REO's including HUD and Fannie Mae. I'm a Realtor with Coldwell Banker and have CCIM and RESSI certifications.
Post: New Member from St Pete, Florida

- Wholesaler
- Tampa, FL
- Posts 53
- Votes 27
If you need any MLS data or listings PM me.
Post: Deal Analysis sanity check

- Wholesaler
- Tampa, FL
- Posts 53
- Votes 27
Have you looked in Hudson, Holiday, Port Richey, & New Port Richey? I would be happy to send you some listings. Pm me.
Post: Spring Hill, Florida commission

- Wholesaler
- Tampa, FL
- Posts 53
- Votes 27
PM me and I will give you a Market Report and a CMA
Post: are 4-6% property taxes suppose to be normal??

- Wholesaler
- Tampa, FL
- Posts 53
- Votes 27
According to a recent ranking of median property taxe rates by CoreLogic's Data Team, Illinois is highest at 2.67%, Hawaii is lowest at 0.31%, New York at 2.53%, Texas at 2.17%, Florida at 1.32%, California at 1.12%, Georgia at 1.10%, and South Carolia at 0.71%.
Average tax rate across the entire country is 1.31%, so a homeowner of a $200,000 home would pay $2,620 in property taxes.
I tried to copy and paste the entire table but couldn't do it from my iPad Pro.
Post: Rent to own question?

- Wholesaler
- Tampa, FL
- Posts 53
- Votes 27
As an interesting aside when a prospective renter picks a home, there is a company that will buy the home outright, make any necessary repairs, and then rent it to them. They rent it on a year to year basis with a max term of 5 years. At the end of any year on the lease, they can walk away with no further obligation.
Requirements are they need to have a combined income of $50,000/yr+, and a FICO score of 525+.
Homes that qualify have to be in a good school district, and can go up to $550,000.
It takes 2 months rent deposit to start.
Then, at any time when they can finance it, with their choice of outside mortgage companies, they buy the home from the company.
The selling price escalates 5% per year.
Since homes in many areas have been going up about 5-10% per year, that's not a bad deal.
This company has purchased $1.5 billion in homes so far, and has $1 billion more to invest.
Post: Looking for 30-150 units in Florida Orlando Tampa st Pete w palm

- Wholesaler
- Tampa, FL
- Posts 53
- Votes 27
54 units in St. Pete, AGI $2 mil; 32 units in Tampa $500k AGI
PM me if interested.
Post: Researching Rental Prospects for specific areas?

- Wholesaler
- Tampa, FL
- Posts 53
- Votes 27
Holiday and Hudson are good areas for very reasonably priced SFR's