All Forum Posts by: Erin Estes

@Brie Schmidt Could you please write a blog post about how you manage your time with all of what you've got going on?  I am a "Type A" too and find it difficult to leave what I'm doing to focus on what I need to do (...like make dinner for the family)!  Sounds like you've had an amazing journey!  Your story is inspiring! 

Thanks, all!!  Here in AZ, you have until 5pm the following day after the courthouse steps auction and you can buy title insurance.

@Jay Hinrichs can I message you what I've got?  I kind of put a loan presentation together, but I really have no one to bounce it off of.  I'm probably completely out of line, but there's a learning curve with everything!

Thanks, @Jeff Rabinowitz!

I'm aiming for the world's greatest deal!  Why the heck not!?

@Janet R. Thanks so much, that is super helpful!  I'll keep that in mind for the future.

In the northeast and other places with a lot of prolonged cold weather, never leave a house vacant without either leaving the heat on low or winterizing the piping system.  Definitely turn the water off and get the leak to stop AND call the insurance company.  Good luck, I hope everything works out ok in the end!

That's what I was thinking.  ...I'm going to meet with a few and see what their suggestions would be and go from there.  Maybe I can find someone to partner with and make a deal that would be approved by a hml.

Thanks :)

I am curious what my chances would be to obtain a hard money loan with no money out of pocket to buy a foreclosure at auction?  What can I do to improve my odds when I meet with hard money lenders?
@Brandon Turner

@Alexander Merritt 
That's a sweet website! The lower number is the median at $1500. Our PITI with current financing is $1065; not sure what it would be if we refinanced and ended up with a higher interest rate than we've got now.

I am aware of the VA restrictions; I think the best way to keep the VA advantages would be to refinance property A and use a new VA loan with property B. I guess the 70% LTV depends on what the appraiser says, because depending on comps or Zillow's estimates, there's a $30,000 range it could appraise in at between 65% and 75% depending on opinion and comp sources. Thanks for the reply!