All Forum Posts by: Eugene Neal

 How much are you looking to place down on the property?

 We have a 3 months seasoning requirement so they do exist. We can underwrite the file within 24 hours to give you a better image of some options. Send me a message if you have any questions or want to schedule a discovery call. 

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   www.insulacapitalgroup.com
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   Insula Capital Group is a private lender and real estate investment company. Our loans are underwritten in-house, tailor-made to fit each of our clients individual needs. Lightning fast funding and an easy application, inspection, and closing process. Approvals are issued within 24-hours and most of our loans fund in 5 days or less.
   
   
3. Speed: Hard money lenders can provide quick access to funds, allowing investors to capitalize on time-sensitive opportunities in the real estate market without the delays associated with traditional loan approval processes.
4. Flexibility: Hard money lenders often have more flexible lending criteria compared to traditional banks, making it easier for borrowers with unique financial situations or properties that don't meet conventional lending standards to secure financing.
5. Asset-Based Lending: Hard money loans are typically secured by real estate collateral, rather than heavily relying on the borrower's credit history or income. This asset-based approach can make it easier for borrowers with less-than-perfect credit or irregular income streams to qualify for funding.
6. Streamlined Process: Hard money lenders prioritize efficiency and simplicity, streamlining the loan application and approval process. This can save borrowers valuable time and resources, allowing them to focus on executing their real estate investment strategies rather than navigating complex loan procedures.

In order to determine what options are available I would need some potential loan details. Please send me a message with deal specifics when you have a free moment.

Please message me if you are an investor within Long Island, NY looking for off market properties. Currently have one available in Huntington Station now. We are scheduling viewing times for 4/16/24 and 4/17/24.

 Send me a message when you have a free moment. I'll then give you my email address so I can present the scenario to the underwriting team. 

🔑 Need quick funding for your next real estate investment? 🏡 Facing challenges with traditional financing? 💰 Want flexibility with fewer hoops to jump through?

Look no further! Our hard money loans offer: 

✅ Fast Approvals 

✅ Flexible Terms 

✅ Personal Loan Consultant from Contract to Closing 

✅ Solutions tailored to investors, renovators, and developers

 Secure your hard money loan with us today, and take your real estate goals from dream to reality! 

Message me with your scenario and I can have the underwriting team give us a decision within 24 hours. 

 I'll gladly walk you through the process and show you all the available options based on credit score and down payment. Please reach out to schedule a call.

The requirements Devin listed are pretty spot on. We are located in NY and close many DSCR loans. If your score is above 680 then a lesser ratio will be considered as well.

I'm not able to do a HELOC but we do have a program that potentially allows up to 75% cash back. Please reach out if interested.