All Forum Posts by: Josiah Patrick Zebarth

@Rob Bergeron

Hey Rob,

I appreciate the response. I’ll look those up and join.

Best,

Josiah

Hey BiggerPockets,

I know this is random, but I’m Josiah Zebarth, an 18 year old aspiring investor and house hacker. I’m posting because I noticed there are a few people here who are investing in Louisville, KY and I will be moving there in the fall for college and investing. I would love for Louisville investors to connect here and provide value to each other.

Best,

Josiah

@Katie Greenman

Hey Katie,

My two cents are go ahead with real estate, it’s less of a safety net and more of an active investment. While you are still young, invest and take risk so you don’t have to in the future.

Best, Josiah

@Logan Taylor

Hey Logan,

Good question, if I were 19 and looking to get started, assuming you have read some basic books like Rich Dad Poor Dad, Think and Grow Rich and the 4 Hour Workweek. I would go ahead and get a job as a D2D salesman. You will learn so much about sales, people and yourself that it will be a great spring board to get started. Guys like Mark Cuban, Ed Mylett and Robert Kiyosaki to name a few started in door to door, so you’d be in great company.

Best, Josiah

@Anthony Holloway

I’ve heard that Pittsburgh, Cleveland, Indianapolis, and KC are all cities where the city is appreciating. And still low enough on price to get started without a massive down payment needed.

Best, Josiah

@Shiloh Lundahl

Good question, Shiloh

Personally I’m going 100% leveraged with the 42k reserves.

Here are my reasons: First, Having a large amount of reserve cash is more important to me than a lower monthly rate from having a mortgage on less money.

And also, I’m young and can still take a lot of risk without tons of expenses and responsibilities holding me back, so getting a riskier 100% rate would be totally cool.

Best, Josiah

@Esteban Jimenez

Good question Esteban,

I recently made a goal to interact with the BP forum everyday. It is a good way to stay real estate focused, even on the days where, my activities aren’t real estate focused.

Best, Josiah

@Shiloh Lundahl

I’m going with the 10k per month, because passive income is the my long term goal and I could easily build upon a foundation of $10,000.

Awesome question!

Best, Josiah

@Jesse Glatz

I really like what Jesse said, that is great advice.

In my opinion, shoot for higher CoC and overall ROI, especially if you have enough capital to put towards a down payment of that size. When you find a property with a high enough Rate of Return your going to do well.

Best,

Josiah

@Jamie Fankhauser

Hey Jamie,

The book that most impacted me recently was:

Man’s Search For Meaning by Victor Frankl

It is an amazing book about finding meaning in life, never giving up or giving in and a book that was really helpful with quarantine’s on right now. If your interested I made a summary of it to condense it a bit and give some insight.

Here’s the link:

https://youtu.be/B_27ooqxBns

Best, Josiah