All Forum Posts by: Lois S.

Alex, do those insurers work with brokers,  or do I have to apply for the policies myself, online?

Nationwide sent a non-renewal letter for an 8-plex, claiming property was within 1 mile of a fire hazard zone. When I checked the CA state fire hazard zone map, I could verify that it is not in that zone. My agent said it wasn't worth challenging because Nationwide is leaving the state.

Our insur. agency sent a new proposal from Bass insur. (never heard of them) for triple the rate of the old policy!

This is a recent article about what's going on. "California's homeowners insurance crisis is growing and spreading to car insurance"

https://www.kpbs.org/news/economy/2023/07/07/californias-hom...

 Update:  The buyer of our house is a police officer, so that worked out well. :-)

What effect does the "use code" of a property have on the tax assessment?

For example, I see that the use code on a property that I know is being rented out is not listed as a multi-family rental, even though it's been sub-divided by the owner.  It's still listed as a single-family residential property.

The county assessor apparently didn't update the code when the property was sold several years ago.

Thanks for all the replies.

BTW, it's a simple push mower -  no gas or electric.

House is in Northern Calif.

I have a SFH with a metal shed in the backyard that was there when we bough the house. It is sitting on a concrete pad.

We have a push mower that is stored there, and the tenant could use it if they wish. The backyard has grass.

I want to put a clause in the lease that use of the shed & the mower is at the tenant's discretion, & we won't maintain it or be responsible for any repairs, etc.

Would this be permissible? A bad idea?

Could anyone supply a sample of wording for such a clause?

So after talking more with the tenant, we discovered the harassment has been going on for quite a while.  The abusive neighbor owns his house.

We've decided to sell & do a 1031 to a multi-unit in a different city, with the help of a creative realtor that we've used previously. The return should be much better, & we'll have our PM take over everyday management.  

 Actually the outside of the home/yard is very well kept.   

 Can I legally advertise for "really big dudes?  

¯\_(ツ)_/¯

Tenants with kids in a nice SFH are intending to vacate because the neighbor across the street has been yelling profanities at their kids. Tenant was told by police to file a restraining order, but they're just leaving. I suspect even having an attorney send a cease & desist letter would have little effect.

I'm losing a great tenant because of this neighbor, & I'm afraid of this situation happening again if I re-rent.

I suspect the neighbor has a mental health issue.  I did see him a few years ago playing music very loud as he was working in his front yard.   I haven't met the family.

I'm half considering selling.  In any case,  if re-renting or selling, what is my legal obligation to disclose?

How would you handle this situation?