All Forum Posts by: Account Closed

I like you're taking the time to crunch the numbers. There are so many variables at play. Does a simple FV calculation apply ?

-stagflation/inflation/deflation
-fees (I've seen staggering calculations where the fees are ridiculous and kill the return)

I do believe people are "getting screwed" on their retirement plans. I will see if I can dig up some of the stuff I read on the real return of a 401k.

As such, I've changed my perception of retirement funds, 401k, etc.. I no longer give someone else my money - which becomes their asset to make money off of for the 30 years you can't touch it - unless I understand the deal and risks. And, if I understand the deal and risks then why not just invest it directly myself. This site and others will give you millions of ideas on how to invest it yourself. If it's stocks, or indexes, etf, etc.. you can do it at scottrade for 7.95 a trade. That is your fee and there is no early withdrawal. Or you could start your own fund and create real estate backed loans. The options are endless. Or yes, you can wonder if you're getting screwed by giving your money to someone else to play with for 30 years. Someone who will punish you for it if you ask for it early, and charge you fees either way when it's time to take it out.

I know you were asking for a math answer. So I am not really helping here, just ranting.

I propose commodities are going up for a while, regardless of speculators. I tend to view it as the predictable result of the fed inflating our way out of a depression.

Of course the media is going to say the cause is "Weather related food shortages" and "Libya", and "___"?

Read Bernanke's thesis on the great depression. Available via Google. As long as he's running monetary policy the value of federal reserve notes will continue to drop. Sure, interest rates will go up one day giving the dollar value again. However, with Bernanke around interest rates are going to go up because the market will force them up.

Dollars are getting cheap. Today you can buy 41 dollars for 1 ounce of silver.

I hope oil goes down. But I think up.

Consider me a "commit" if it happens this month.

Thanks Jon -
I appreciate your time and the advice you give.

Congrats!

I enjoyed watching that bully getting "owned."

Thanks for posting!

I like it! I will go if I can.

I agree with Charles. Any rate that that is affected by the 10 year treasury note will go up. There is a point in which fed doesn't get to set rates anymore, the market does.

We're not yet on the healing side of the currency crisis. To get there rates will have to rise. To keep rates low, the only other option I see is to keep printing money. That can't continue either. So yes rates will go up whether the fed wants them to or not. With in two years it not a bad speculation play. Maybe 3 to 4. I'd put a lot of money on 5 :)

That reminds me, and it's still a *little* early, but perhaps soon a "Barter Real Estate for Gold/Silver" forum in BP may be useful to some.

I check mine a lot. Currently at 804.