All Forum Posts by: Marc Cesar

hey @Ken Wilkinson should you need any funding assistance, send me a message at [email protected] as my company has multiple products that can assist with your funding needs. 

Hey Lillie, what a a good email where I can send you more info about our company and our products?

Hey Andy sent you a DM. Lets touch base. Cheers!

Greetings all, If you or anyone you know is in need of additional financing options, feel free to reach out. We have over 250 programs for permanent Business loans, Equipment and Merchandise purchases, financing, cash out refis, Hard Money, Bridge loans, Ground Up Construction, acquisition funding, Capital raise, resources for LOC loans and so on for any 1-4 unit investment property and any commercial property out there. If I can be an asset to you, your clients, and your business, call me.

Non-Recourse, High Leverage Commercial Loans! 

-Term: 5, 7 & 10 fixed options 

-Amortization: 30 year 

-Interest Rate: 3.8%+ 

-LTV: Up to 80%

-Loan Amount: 1-5 million 

-Credit: 650+ (can work w/ credit challenges if they make sense) 

-Property Type: MF w/ 5+ units 

-Lending Territory: Top 50 MSA's Nationwide 

-All Loans are Non-Recourse! 

-Cash Out Available! Foreign Nationals OK!

For more info contact me at 

Marc Cesar 

Independent Net Branch Operator 

[email protected]

Direct: (877) 957.4357 Ext. 723

Makes perfect sense. Thank you for shedding light @Roman M. truly appreciated

@Roman M. Ok. so what would initially happen after the 7th year if the loan isn't fully repaid? Would the payments continue on the 30yr amortized system until the investor can initially refi this particular lender out of the loan and take on a conventional loan with a bank?

 Hello everyone. I am fairly new to the rental ownership scene as I'm presently crunching numbers on multiple properties and cherry picking the ones which make sense for me to make offers on. Rather than purchasing 1, I was looking to purchasing a bundle and buy via a blanket loan. I was referred to a lender whos' criteria are as follow: 

purchase, refinance, cashout, rehab

SFR, 1-4. 5+, condos

LTV up to 75% (75-80% LTV case by case)

Loan term: 1-7yrs

Loan amount: 50k-3MM

Interest only or Amortized over 30yrs

Interest rate: 6.99% - 10.5% Risk Base pricing 

Point: 2.5-3.5%

No prepayment penalties

Not Fico based, Bad Fico, No Fico OK

Sole Proprietorship, LLC, Corp

No occupancy min, Vacancy OK

This lender does blanket loans but my question here is if an investor takes out a loan for 7yrs to buy rentals, why is the lender also offering payments amortized over 30yr? Shouldn't the 7yr loan be interest only with a balloon payment due year 7? 

I'm fairly new to the lending scene as well and would love to get as much understanding as possible before I make a decision and lock myself into a situation that doesn't benefit me. Any guidance and light shed on this matter would be greatly appreciated.

@Stephanie it's an investment property in NY.

anyone know of lenders who do refi on properties to owner will a low credit score (under 650)?

@Mike M. this deal is actually listed on the mls brought to me by my realtor so no waybtoo really avoid realtor fees. I guess I also should of mentioned that I wanted to keep this deal as a rental. So how would that work out based on your suggestion? I did think about offering under 10% as DP, let the rental income pay the note and refi out the loan with the seller and cash him out. Would that be a safe way to proceed? Would I or the seller stipulate the rate and duration of the loan?