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All Forum Posts by: Account Closed

Account Closed has started 206 posts and replied 851 times.

Post: BOA does it again

Account ClosedPosted
  • Tucson, AZ
  • Posts 945
  • Votes 45

How Theresa Hatt Caused The Financial Crisis
By Zachary Roth - February 6, 2009, 11:23AM

http://tpmmuckraker.talkingpointsmemo.com/2009/02/how_theresa_hatt_caused_the_financial_crisis.php

"...The rep's apparent intention, as Kelleher described it, was to mislead him into believing that he was obligated -- at first legally, then, failing that, morally -- to cover his mother's debt (which, in any case, was not large: she had had a $1000 limit on her card). Of course, Kelleher was sophisticated enough to know that's not true. But how many other less savvy callers in similar situations, he wondered, might respond to the rep's breezy "how are you planning to take care of her balance?," with a confused "I guess I'll mail in a check"?...

Ofgift

Post: corner sink storage ideas needed

Account ClosedPosted
  • Tucson, AZ
  • Posts 945
  • Votes 45

Thanks, I'll look for them. The only thing I could think of was skateboards with bins attached :mrgreen: !
Let's see--what's the urls for Graigs list and Freecycle? :mrgreen:
:mrgreen:
I'll check some stores.
Ofgift

Post: Tenant has died that paid a year in advance

Account ClosedPosted
  • Tucson, AZ
  • Posts 945
  • Votes 45

I'd think that from the date you have another tenant in there, and your expenses have been satisfied, that you may be required to. Even if not, why would you not do the honorable thing? What goes around, comes around...
Ofgift

Post: corner sink storage ideas needed

Account ClosedPosted
  • Tucson, AZ
  • Posts 945
  • Votes 45

My kitchen sink is in a corner. Are there commercial storage solutions for under it? The garbage disposal and plumbing take up a lot of the space, can't have anything tall behind them. What to do?
Ofgift

Post: When did this building craze start?

Account ClosedPosted
  • Tucson, AZ
  • Posts 945
  • Votes 45

Thanks. That makes some sense, then, I suppose. I was looking in the South, and my friend's experience is Northeast. Now I understand.
Ofgift

Post: When did this building craze start?

Account ClosedPosted
  • Tucson, AZ
  • Posts 945
  • Votes 45

A friend and I are disagreeing about when this building craze started. In my area, (Arizona) I was told, when I bought my home in 1993, that builders had been busy since about 1986, and she didn't know how it could go on. I know construction was doing very well in Phoenix, Tucson, and beginning to amp up in Sierra Vista in 92-93.
I believe I saw similar trends in other places in the southern teir, too, from Georgia west.
Basically, I think it started, in at least some areas, in the mid 80's, my friend says no, it started much later.

Who is closer to correct?
Ofgift

Post: Bank of America under investigation

Account ClosedPosted
  • Tucson, AZ
  • Posts 945
  • Votes 45

Thanks for that. I hope to be getting an appraisal soon.
Ofgift

Post: Giving me a picture

Account ClosedPosted
  • Tucson, AZ
  • Posts 945
  • Votes 45

It worked! That's a photo of my service dog, Mira, a Belgian Sheepdog.
Ofgift

Post: Stay the Course or Sell??

Account ClosedPosted
  • Tucson, AZ
  • Posts 945
  • Votes 45

Even if you have your kids with you, live frugally. We--my 2 kids and I--lived frugally, not because we wanted to, but because we had no choice. My only debt for years was rent, and I was almost always behind on that. My landlord, God bless him, carried me through thick and thin, and he always got paid. He never asked for interest, and no, there was no hanky-panky. We lived in his units for almost 18 years. I didn't have a credit card. There were several times that we ate nothing but rice for weeks at a time.

Women with kids do it all the time. It's okay for men to do it, too.
Be honest with them, be open. Let them know you hope it's for only about a year, but with the economy...

You can do it, and the kids can, too. A little belt tightening never hurt anyone.
Ofgift

Post: Which to buy first, first home or first investment property?

Account ClosedPosted
  • Tucson, AZ
  • Posts 945
  • Votes 45

Not at all what you asked for, but I use another forum also, a legal questions forum. FYI, there are many posts starting with, "A year or so ago, me and my SO bought a place together because we were going to get married. Then everything fell apart and I left. S/He won't sign the papers to sell, and I'm still footing the bill and HELP! What can I do to get out of this? How can I get him/her to sell so I can get on with my life?"
I guess, in response to your question, I'd suggest buying the rental property first. :mrgreen:
Ofgift