All Forum Posts by: Roger Mace

At Pinnacle Funding Solutions, we specialize in providing quick and easy financing options for real estate investors like YOU! Whether it’s a fix-and-flip or long-term rental, we’ve got the funds you need to get started.

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Quote from @Ronnie Drane:

My name is Ronnie Drane, and I am seeking funding to close on a duplex property in Indianapolis, Indiana. I require financial assistance to complete the deal by this week and am offering a 13% return on investment within a 6-month term.

The plan is to refinance the property after 6 months, ensuring that the loan is paid off in full at that time. The loan will be secured by the duplex, and the terms are straightforward: you provide the funding, and I repay with interest at the end of the 6-month period.

Please let me know if you are interested in discussing this opportunity further or if you have any questions. I look forward to the possibility of working together.

Your proposal sounds interesting. Let's connect and discuss potential funding options for your duplex project in Indianapolis. Please provide more details, and we can start working on the next steps to help you close the deal this week.

Quote from @Jennifer Fernéz:

Hi all! I’m looking for a lender to help me start a portfolio. I have about $100K in cash. 709 median credit score. I don’t qualify for conventional loans because my debt to income is to high with a pending new construction primary residence loan. Can anyone help? I don’t have a particular property yet, however, I do have a neighborhood in mind so when something comes up I have to be ready to pounce. The homes are usually in the $200K-$250K range with rent $1900-$2200/mo. I can explore other neighborhoods that would produce more rent with a lower mortgage, but I prefer this specific neighborhood because of the proximity to the hospital (lots of traveling nurses and it’s a high demand area) and the school district is the best one in the county, with the highest appreciation rate in the county. Thanks in advance!! Jennifer

It sounds like you have a great strategy in mind, and I believe we can definitely assist you. Your credit score is high enough and is not something that should hinder you from getting a loan.

I have access to lenders who specialize in working with investors like yourself, even when debt-to-income ratios are higher. Let's connect to discuss your specific needs and explore the best financing options so you're ready when the right property comes up!

Are you ready to secure funding for your real estate project without ever leaving your seat?

GET FUNDED - Fast & Easy

With just a few clicks on your phone, Pinnacle Funding Solutions can help move your project forward and provide the financing you need to succeed.

We make securing funding quick and simple, so you can focus on what matters most—closing your deals and growing your business.

Contact Us Today to get started!

We’re here to help make your next project a success!

Pinnacle Funding Solutions

Presents

GAP FUNDING 5 OR 7 YEAR TERM LOANS

• Rates 9-15% (Depending on strength of personal credit)
• No minimum length of time in business
• Fixed monthly payment
• No upfront fees or down payment
• Full liquidity immediately
• Funding in 7-15 business days
• No assets or collateral required
• No prepayment penalty

Requirements

• 680+ Personal Credit scores in all 3 bureaus
• 2 years personal tax returns showing $50,000 or more in taxable income

To apply

https://preferredfundinggroup.wufoo.com/forms/z1yhjk4r150j5pz/

I know an investor who does Section 8.  He photographs and videos just about everything.  He said abusive Section 8 tennents can be reported and can even lose their Section 8 eligibility.  Just a thought.

The Importance of Honesty and Ethics in Private Money Lending

As a private money broker, I am in business to earn a living, but profit should never come at the expense of honesty and integrity. A core part of my mission is to remain open, honest, and ethical in all my dealings. Being client-centric means putting the interests of my clients first, even if it means walking away from a deal that could have been funded but wasn’t in their best interest.

Unfortunately, some unethical lenders take advantage of borrowers, funding deals with the hope that the borrower will fail to repay, allowing the lender to foreclose and profit from the property themselves. This approach undermines the trust that should exist in a lending relationship. These lenders essentially take the profits that rightfully belong to their clients—a practice that is not only unethical but destructive to the industry as a whole.

The reality is there are plenty of good deals in the market. It’s entirely possible to operate with integrity, provide real value, and still earn a strong income. When money clouds decisions, ethics are often the first casualty. This slippery slope leads to practices that harm clients, damage reputations, and erode the foundation of trust that’s essential in the real estate investment industry.

As brokers and lenders, we should celebrate the success of our clients. Their victories reflect well on us and reinforce the value we bring to the table. A good name is the most precious asset in business—one that cannot be bought or replaced once lost. The story of American Money Loan Service is a cautionary tale. Their unethical actions have tarnished their reputation, driving borrowers away and jeopardizing their future. It wouldn’t be surprising if they were forced to close their doors entirely.

I’ve also heard horror stories about lenders backing out of deals at the last minute, leaving clients with significant financial losses and lost opportunities. Such behavior is unacceptable and should be called out. Even brokers in a rush to make quick money sometimes partner with unethical lenders, further perpetuating these issues.

In real estate investment, we are all part of a larger team. Brokers, lenders, and investors must work together with mutual respect and a shared commitment to ethical practices. It’s our responsibility to protect each other from harm and uphold the values that build trust and success.

Unethical practices not only hurt individual clients but damage the reputation of our entire industry. By staying true to honesty and integrity, we can ensure that private money lending remains a powerful and reliable resource for real estate investors. My commitment is to always act with transparency, respect, and the highest ethical standards—because in the end, nothing is more valuable than a good name.

I have sources for notes.  If you want to buy I can help.

800-538-0543

rogermace@pinnaclefundingsolutionsllccom

Quote from @Gene May:

🏠 Address: 87-1522 Farrington Hwy, Waianae, HI 96792

Property Overview:

• Purchase Price: $674,978.09
• As-Is Value: $750,000 - $780,000
• Rehab: None needed (Turnkey condition)
• Rental Income: $7,500/month

Financing Details:

• We’re looking to refinance this property at 85% LTV (Rate/Term) to pay off the existing mortgage.
• No Seasoning Required – This is done via Subject-To (SubTo) financing.
• Loan Term: 30 years

Why This is a Win-Win Deal:
✅ Strong rental income: $7,500/month cash flow
✅ Immediate equity with an as-is value of $750,000-$780,000
✅ Turnkey – no rehab needed
✅ Long-term financing potential in a high-demand location

We’re focused on securing the refinance at competitive terms and would love to connect with lenders or other investors to discuss this opportunity.

📩 Let’s talk! Reach out if you have solutions or are interested in collaborating.

 Hi @Gene May. Let's connect so I can discuss this further and help you with your funding need.

Seize opportunities without delay with fast and flexible funding from Pinnacle Funding Solutions! Whether you need a gap loan, bridge loan, DSCR loan, fix and flip loan, or construction loan, we’ve got you covered. Quick approvals to help you move forward. Contact us today!

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