All Forum Posts by: Shayan Sameer

Hello everyone,

Hope you all had a great New Year! I have a question and would really appreciate your input.

I’ve done a couple of fix-and-flip projects in the past using hard money lenders, but I’ve noticed that their fees and interest rates significantly cut into my profits. In some cases, after running the numbers, I’ve even faced potential negative returns, causing me to miss out on promising deals here in South Florida.

That brings me to my question: I currently own two homes—one is my primary residence, and the other is a rental property. Both properties have a substantial amount of equity that’s essentially sitting idle.

Would it be a good idea to tap into this equity (through a HELOC, cash-out refinance, etc.) to fund future fix-and-flip projects or purchase additional rental properties?

I’d love to hear your thoughts on whether this approach makes sense or if there are other strategies you’d recommend to optimize profitability.

Hello everyone,

Hope you all had a great New Year! I have a question and would really appreciate your input.

I’ve done a couple of fix-and-flip projects in the past using hard money lenders, but I’ve noticed that their fees and interest rates significantly cut into my profits. In some cases, after running the numbers, I’ve even faced potential negative returns, causing me to miss out on promising deals here in South Florida.

That brings me to my question: I currently own two homes—one is my primary residence, and the other is a rental property. Both properties have a substantial amount of equity that’s essentially sitting idle.

Would it be a good idea to tap into this equity (through a HELOC, cash-out refinance, etc.) to fund future fix-and-flip projects or purchase additional rental properties?

I’d love to hear your thoughts on whether this approach makes sense or if there are other strategies you’d recommend to optimize profitability.

Thanks in advance for your advice!

Hello everyone,

Happy New Year! I hope you all had a great start to 2025.

I have a question and would appreciate your input. I’ve done a couple of fix-and-flip projects in the past, both of which were financed through hard money lenders. While these deals were successful, I realized that the cost of using hard money significantly ate into my profits. In some cases, after crunching the numbers, the profit margin was so slim—or even negative—that I had to pass on some promising opportunities.

Here’s my situation: I currently own two properties—a primary residence and a rental property—both of which have substantial equity. I’m considering tapping into this equity to fund future fix-and-flip projects or even purchase another rental property.

My questions are:

1. Do you think leveraging the equity in my properties is a smart move for real estate investments?
2. Are there any potential risks or downsides I should keep in mind before proceeding?

I’d love to hear your thoughts, experiences, or advice on this approach.

Thank you in advance for your insights!

I have a few questions for all the fix/flip investors. I did 2 fix flips last year. One, I made a profit; other one, I kinda even out. I learned a lot from both projects and hope to learn more. I wanted to know what are your thoughts on the 70% rule. Do you guys still apply that rule? For all the deals here in South Florida, I'm not able to do 70%, and it seems like the profit margin is really small. What dollar amount or percentage do you guys usually look for in fix/flip properties?

My 70 % rule...

ARVx70% - rehab cost = purchase price.

These are all great advice. Thank you, everyone. I'm running away from this deal. LOL,  math doesn't make sense.

Hello, I found an investment opportunity... it's a duplex/triplex offering a total of 5 rental units.  All are currently tenant-occupied.  It is located in Lexington, NC.  Each unit is individually metered for power and water.  Each unit is rented right now for $500/month.  The seller is asking $500k... Before I negotiate, is it worth looking into this?  I've never owned a duplex/triplex unit as a rental.  Let me know your thoughts please. 

@Stevan Stojakovic thanks for feedback. I'm looking at a few properties and will need some help with financing.  I'll PM you shortly.

Thank You @Jennie Berger

@Jennie Berger Thanks for all the information.  Any recommendation on good hard money lenders that you share, please?  You can DM if you would like.  Thank You

 Hi Don, I'm also seeking a private lender and would like to connect and explore my options.  Let me know when you have a few mins to chat.