All Forum Posts by: Tom Dagney

❗👉 NOTE: Registering here doesn't actually save you a seat; to do that, click the RSVP link - https://reia.app/4389W58J54 or scan the QR code to register today!

❗❗❗ VISTORS - Your FIRST SJREIA Meeting is FREE!!
Use promo code SJREIA when you RSVP ❗❗❗

MEETING DETAILS
⏰ DATE: SEPT. 17, 2025 (6:30pm-8:30pm)
✅ SJREIA Members attend free -- visitors pay $20
📌 Sal's Cafe Coal Fired Pizza - 501 New Rd, Somers Point, NJ 08244

👉 Using Unsecured Lines of Business Credit to Obtain Properties

Speaker: Michael D’Angelo will discuss:

• What is unsecured line of business credit
• How to secure funding
• How to best utilize funding

BIO Michael D’Angelo’s professional journey showcases a diverse range of experiences and expertise. Graduating from Rutgers University, he initially pursued a career as an economics teacher before venturing into the realm of mortgages and hard money in 2017.
His career trajectory has seen him evolve into various roles, including being a partner/owner in a title company, actively lending hard money for investor deals, and serving as a Credit Analyst with MB Capital Solutions. This multifaceted background not only demonstrates his adaptability but also underscores his deep understanding of the investor market.

LOCATION: Sal's Cafe Coal Fired Pizza - 501 New Rd, Somers Point, NJ 08244
TIME: 6:30pm to 8:30pm
COST: SJREIA Members attend FREE -- Visitors pay $20

👉 Click the RSVP link - https://reia.app/4389W58J54 or scan the QR code to register today!

Your FIRST SJREIA Meeting is FREE!! Use PROMO CODE SJREIA when you RSVP

• Please RSVP if you plan to attend

PLEASE plan to order something from the menu (they have great food!)

Focus Group Leader David Ingemi

📌👉 NOTE: Registering here doesn't actually save you a seat; to do that, click the RSVP link https://reia.app/3894H58J92 or scan the QR code to sign up today!

⏰ Tuesday, SEPT. 16, 2025 (6pm to 9pm)
👉 COST: SJREIA Members attend FREE, visitors pay $20
📍 The Holiday Inn, 2175 W. Marlton Pike (Rt. 70), Cherry Hill, NJ

📢 Your FIRST SJREIA Meeting is FREE! Use promo code SJREIA when you RSVP.

Section 8 Housing in 2025/26: What Landlords need to know

Panelists: Michael Bonadies and Ron Odom
Moderated by Tom Dagney

Investing in Section 8 Housing can be a smart strategy for landlords looking for stable rental income and long-term tenants. However, it comes with its own set of challenges. Come to this meeting to hear the pros, cons, and how to get started as a Section 8 landlord.

Mike Bonadies - Co-Owner, CEO, TerraVestra Property Management
Mike is a landlord and property manager. He currently owns 50 rental units in Camden, Gloucester, Cape May and Cumberland counties. He Co-Owns a property management company, TerraVestra Property Management, that specializes in managing rental properties specifically in the South Jersey area and Side By Side MRO which specializes in lead paint inspections and remediation work as well as investor grade . Mike is also a farmer and owns a livestock farm in Vineland.

Mike has been a board member since 2021. He worked as the membership benefit committee chair and worked on putting together the legislation committee. www.terravestrapropertymanagement.com | 856-888-1696
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Ron Odom - Real Estate / Wholesaler - Campostella Properties, LLC | 856-238-1338 | [email protected]

Since 1996, Ron Odom has invested in real estate. A diversified businessman, Ron has hands-on expertise and is a recognized authority in the areas of remodeling, buying, selling, leasing and management of single-family homes.

In 2009, Ron was awarded The Landlord of the Year plaque by The Camden City Housing Authority for providing outstanding residential properties to Section 8 participants throughout Camden County.
Ron also has extensive knowledge in the use of land trusts as a means of asset protection.

Ron is also engaged in real estate education. From the bottom up, Ron regularly consults with clients on real estate opportunities. His business experience has proven invaluable to both novice and experienced investors alike.

In 2009, Ron authored the wildly successful ‘Killer Profits Wholesaling Real Estate’, an e-book that tells it like it is in a down-to-earth format. His book provides step-by-step instructions to successfully wholesaling real estate in an ever-changing real estate market.
Ron is also engaged in creating several artificial intelligence projects that he will bring to market soon.

Location: The Holiday Inn, 2175 W. Marlton Pike (Rt. 70), Cherry Hill, NJ
Time: Doors open @ 6pm - Presentation begins at 7 pm
Members attend FREE -- Visitors pay $20

📌👉 Click the RSVP link https://reia.app/3894H58J92 or scan the QR code to sign up today!

MEETING SCHEDULE:

6:00-7:00 pm – Visit with Business Affiliates & Networking
7:00-7:15 pm – Announcements
7:15-8:30 pm – Main Speaker/Presentation
8:30-9:00 pm – Networking (in the Lobby) and Room Clean-up

Open to the public! SJREIA is a networking and education association for all levels of real estate investors. We offer education in many different aspects of investing and offer unlimited opportunity to be with other like minded people.

📌👉 NOTE: Registering here doesn't actually save you a seat; to do that, click the RSVP link https://reia.app/2517Q58H36 or scan the QR code to sign up today!

NEW!!! SJREIA Monmouth County Focus Group

⏰ Wednesday, Sept. 10, 2025 (6:30pm to 8:30pm)
👉 COST: SJREIA Members & Visitors attend FREE!!!
📍 Keller Williams West Monmouth (45 Route 520, Suite 200, 2nd floor
Englishtown, NJ 07726)

🔶 From Demo to Dollar: Managing Contractors & Maximizing Fix & Flips

Drew Sides - Side By Side MRO - 856-885-2241 | [[email protected]](mailto:[email protected]) | https://www.sidebysidemro.com/

Mission Statement: SJREIA New Monmouth County Focus Group is to educate, empower, and connect real estate investors at all levels from aspiring to seasoned. We are committed to providing valuable resources, fostering collaborative networking opportunities, and supporting the continued growth and success of our investor community through shared knowledge and experience.

MEETING DETAILS: Time: 6:30-8:30pm
Location: IN-PERSON - Keller Williams West Monmouth, 45 Route 520, Suite 200, 2nd floor, Englishtown, NJ 07726

Meet your Focus Group leaders:

Joel Kraut - Co-Founder & Managing Director Brrrr.com - O 732-851-6900 | C 732-598-0351 | E [email protected]
Operating as a real estate investor from the late 1990’s to 2014, Joel Kraut managed to purchase, renovate, and sell more than 100 houses in the Tri-State area, including the Philadelphia markets of Northern Liberties, Fishtown, Point Breeze, Newbold, etc. As an active investor, Joel Kraut scaled his portfolio to include 144 buildings home to over 1,000 tenants – nearly all of which were acquired within a three year span. Unlike most investors, Joel self-managed his entire portfolio, an experience that now informs much of the internal valuation methodology employed by BrrrrLoans. Throughout the early 2000’s, Joel Kraut built 185 single-family “McMansions” and 61 townhouses throughout the Tri-State area while serving as a partner in a mid-size, New Jersey based general contracting and remodeling company. Given his comprehensive background in completing extensive renovation and construction projects covering everything from fire restoration and vanilla home extensions to ground up construction of vertical condominium buildings and multi-millions dollar homes, Joel Kraut’s track record affords BrrrrLoans the ability to continuously improve its business model and practices by concurrently drawing upon the perspective of a borrower, contractor, and fund manager.

In the wake of the 2006 financial crisis, Joel initiated the liquidation of his real estate portfolio and turned his attention towards private lending. In his capacity as a one-man operation, Joel Kraut participated in the origination, underwriting, and funding of well over 1,000 loans secured by collateral throughout the Tri-State area. In doing so, Joel developed a reputation as the 360 degree solution to privately funding just about every type of property for every type of borrower.

As the Co-Founder and Managing Director of BrrrrLoans, Joel thrives on the day-to-day passion of every Brrrrloan fanatic he encounters.
Joel is a graduate of Pennsylvania State University with a Bachelor’s degree in marketing and a minor in economics. He has an endowed scholarship at the University in his name. Additionally, he was a past proprietary options trader and a member in good standing of six exchanges.

In addition, Joel is the author of the book "7 Steps to Financial Freedom" (available on Amazon).

JoAnn Marable - thriving for over two decades in multiple businesses, experience in real estate, real estate investing, and business leadership. She is a Broker Associate, Real Estate Investor, Certified International Property Specialist, and Licensed Life Insurance Producer. The Owner of JM Luxury Living, LLC, a real estate investment and development firm, and as Founder of Inspirational Sisters, she leads programs that support and empower women.

Her leadership roles include serving as Past President of the Women’s Council of Realtors®, Middlesex County Network, and WCR New Jersey State Chair of the Diversity and Inclusion Committee. She is also a Productivity Coach with Keller Williams, where she provides training, mentorship, and development for real estate professionals.

Jonathan Rouzeau - Realtor ® - Notary Public, Real Estate Staging Expert, kw / KELLER WILLIAMS West Monmouth

📌👉 Click the RSVP link https://reia.app/2517Q58H36 or scan the QR code to sign up today!

📌👉 NOTE: Registering here doesn't actually save you a seat; to do that, click https://reia.app/9325M58P87 or scan the QR code to sign up today!

❗📢 VISITORS!!! Your FIRST SJREIA Meeting is FREE! Use PROMO CODE SJREIA when you RSVP ❗

⏰ Date: September 4, 2025 (6:30pm to 8:30pm)
➡ Cost: Members attend free, visitors pay $20
📍 LOCATION: Marcello's Trattoria - 225 Bellevue Ave, Hammonton, NJ 08037

🔹 HOW I’M LEVERAGING CROWD FUNDING TO BUILD MY INVESTMENT PORTFOLIO w/ Mitch Freedman

Mitchell Freedman, Senior Loan Officer, Greentree Mortgage

• WHAT GOT ME STARTED
• OUR GROWTH SO FAR
• HOW OUR STRATEGY EVOLVED
• OUR END GAME

BIO - Mitch has been a Mortgage Lender for over two decades, working for various banks and brokers. Married with three children, he has taken part in crowd funding as a means to add investment properties to his portfolio as long-term retirement strategies.
Mitchell Freedman, Senior Loan Officer, Greentree Mortgage | 856-982-5156 | 856-982-5156 | [[email protected]](mailto:[email protected]) | [GreentreeMortgage.com](https://www.greentreemortgage.com/) NMLS #475356 | NMLS #139164 | 5 Perina Blvd, Suite 200, Cherry Hill, NJ 08003

Time: 6:30pm to 8:30pm
Cost: Members attend free, visitors pay $20
LOCATION: Marcello's Trattoria - 225 Bellevue Ave, Hammonton, NJ 08037

Not a member currently? Why not join as a monthly member for $20/month and enjoy all benefits of membership -- FREE meeting attendance for 30 days and participate in our members only online networking chat forum. AUTO-RENEWS until you cancel.

SJREIA Disclaimer
[www.SJREIA.org](http://www.sjreia.org/) (South Jersey Real Estate Investors Association) does not give legal, tax, economic, or investment advice. SJREIA disclaims all liability for the action or inaction taken or not taken as a result of communications from or to its members, officers, directors, employees and contractors. Each person should consult their own counsel, accountant and other advisors as to legal, tax, economic, investment, and related matters concerning Real Estate and other investments. more...

Please RSVP so we can give the restaurant a good head count
Please plan on ordering something from the menu --- Thanks!

📌👉 Click https://reia.app/9325M58P87 or scan the QR code to sign up today!

❗👉 NOTE: Registering here on Meetup doesn't actually save you a seat; to do that, click the RSVP link - https://reia.app/3973I58D32 or scan the QR code to register today!

MEETING DETAILS
⏰ DATE: Sept. 3, 2025 (6:30pm-9pm)
✅ SJREIA Members attend free -- visitors pay $20
📍ALERT - NEW TEMPORARY LOCATION STARTING IN SEPT! The TapRoom Grill, 427 W Crystal Lake Ave, Haddonfield, NJ - Minimum food and/or drink purchase of $15 required

Dinner N Deals Mastermind - 6:30pm

SJREIA Members attend for FREE -- visitors pay $20
❗❗❗ VISTORS - Your FIRST SJREIA Meeting is FREE!!
Use promo code SJREIA when you RSVP ❗❗❗

Leaders - Joseph Martella and Marcus Williams

Meeting the 1st Wednesday each month

MEETING DETAILS
Time: 6:30pm-9pm
SJREIA Members attend free -- visitors pay $20

NEW TEMPORARY LOCATION STARTING IN SEPT! The TapRoom Grill, 427 W Crystal Lake Ave, Haddonfield, NJ - Minimum food and/or drink purchase of $15 required

❗👉 NOTE: Registering here on Meetup doesn't actually save you a seat; to do that, click the RSVP link - https://reia.app/3973I58D32 or scan the QR code to register today!

Are you struggling with a deal? Are you hungry for information? Looking to build more just a business relationship with others of similar interest? Do formal environments intimidate you and prevent you from asking questions? Well look no more. Meet Marcus and Joe. Together they have set up a meet where you can relax, break bread and have informal discussion of the challenges everyone is experiencing with their current deals or finding their first deal.

This is a come one, come all event for individuals of all levels of experience to build relationships and have open discussion where you are the focus.

BIOS
Joe Martella - In addition to his full-time job and over six years of real estate investing experience, Joe has done several BRRRRs, long distance real estate investing, and multi-family investing. He self manages his portfolio which includes multiple properties in NJ and out of state. Joe also invests in NJ tax liens and has recently endeavored into private money lending and partnerships. He has a wealth of knowledge and experience when it comes to team building and leadership through his full time and real estate investment endeavors. SJREIA Board member since 2024.

Marcus Williams is a full-time real estate investor and general contractor. He has done several fix n flips, creative financing deals and several BRRRR's. He has worked with hard money, conventional and raised over 2M in private capital. He also has several rental properties that he owns and self manages. In addition to his full time investing, Marcus is one the leaders of the Black Investors Group and is a member of several other groups within the real estate investor community. He has a wealth of knowledge analyzing deals and building relationships. SJREIA Board member since 2024.

Not a member but interested in real estate investing? We offer monthly and yearly memberships...

Membership benefits include:

• FREE admission to all main and focus group meetings
• FREE participation in our online networking 24/7 chat forum
• FREE access to our video resource library - 100's of hours of video replays from past meetings
• FREE to join our Home Depot 2% back rebate program + get 20% off paint discounts (terms and conditions apply)

📌👉 NOTE: Registering here doesn't actually save you a seat; to do that, click the RSVP link https://reia.app/9725I58T62 or scan the QR code to sign up today!

Main Meeting - Cherry Hill - REAL ESTATE INVESTORS EXPO
When: Tuesday August 19 - 6pm to 9pm
Location: The Cherry Hill Holiday Inn - 2175 West Marlton Pike, Cherry Hill, NJ
Cost: FREE TO ALL

WHO SHOULD ATTEND??
This Expo will provide information for both novice and seasoned investors

Attendees always leave with new connections which impact both their business strategy and success.
Real Estate Investors * Property Managers * Landlords * Note Buyers * Lenders * Property Flippers * Real Estate Agents * Real Estate Entrepreneurs * Wholesalers

WHAT YOU’LL GET!!
Networking opportunities with top-tier real estate pros, including 50+ exhibitors

* Educational opportunities to boost your ROI
* Strategies to increase your competitive advantage
* Mixing with like-minded people

Play VENDOR BINGO, fill your card and win a prize!

Participating Vendors

| Home Depot | Various | Vendors |
| ---------- | ------- | ------- |
| REIAsure Insurance Group | Doug | DeShields |
| Niche Benefits Solutions, LLC | Gene | Lieberman |
| CPM Property Mgt | Carmen | Sarlo |
| Accruit | Dave | Gorenberg |
| Terra Vestra Property Management | Michael | Bonadies |
| Side By Side MRO | Michael | Bonadies |
| BRRRR Cash | Owen | Dublin |
| Marketing Agency Near You | Dan | Jones |
| Alpha Funding | Matt | Weber |
| NationalREIA | Karen | Boehms |
| TCS Management | Joe | Puggi |
| RMS Title & Appraisal | Lynzie | Burmeister |
| Express Capital Financing | Martin | Chera |
| Henry Company | Mike | Miranda |
| National Tenant Network | James | Krutzke |
| Esposito Insurance Group | Rocco | Esposito |
| PPG Architectural Coatings | Allan | Poulin |
| Legacy Real Estate Consulting | Kim | Avant-Babb |
| CamaPlan | Joe | Fulvio |
| Zero Percent Investor | Christian | Sha |
| BigCentric Appliances | Stephen | Rhee |
| Princeton Mortgage | Niki | Dolin |
| MB Capital Solutions, LLC | Eric | Mauz |
| WillPower Windows & Doors | Tirelle | DeLuise |
| EdiFi Credit Union | Kyle | Jaremko |
| Rapid Set | Zach | Pearce |
| South Jersey Settlement Agency (SJSA) | Christine | Tartaglia |
| GSP REI | Peter | Neill |
| BRRRR Loans | Joel | Kraut |
| Serenity Smart Homes NJ | Ashley | Williams |
| AAA South Jersey | Frank | Condell |
| 3D Construction and Repair LLC | Dustin | Drobnich |
| Apex Capital | Shomail | Malik |
| Fund Real Capital | Jerry | Landau |
| Curren Environmental | Tiffany | Byrne |

📌👉 NOTE: Registering here doesn't actually save you a seat; to do that, click the RSVP link https://reia.app/9725I58T62 or scan the QR code to sign up today!
********************************************************
WANT TO PARTICIPATE IN THE EXPO?
VENDOR TABLES STILL AVAILABLE!
We had 250+ attendees last year

Non-Business Affiliates are welcome to participate! Does your company (or a company you know) have real estate related goods and services?

Want to participate in our Expo but are not currently a SJREIA

Business Affiliate? You are welcome to join us!!

Two options to reserve your table:

• Online: CLICK HERE
• Snail Mail: Download the application and send in your payment >> CLICK HERE
• Email [[email protected]](mailto:[email protected]) for assistance/questions.

❗👉 NOTE: Registering here doesn't actually save you a seat; to do that, click the RSVP link - https://reia.app/8921X58S12  or scan the QR code to register today!

MEETING DETAILS
⏰ DATE: August 6, 2025 (6:30pm-9pm)
✅ SJREIA Members attend free -- visitors pay $20
📍ALERT - NEW MEETING LOCATION!!! The Weston Club - 2215 Hailey Drive, Marlton, NJ 08053 (Parking is in the rear)

🔶 Dinner N Deals Mastermind - 6:30pm

SJREIA Members attend for FREE -- visitors pay $20

❗❗❗ VISTORS - Your FIRST SJREIA Meeting is FREE!!
Use promo code SJREIA when you RSVP ❗❗❗

Alert! NEW MEETING LOCATION!!! As you may know, the Westmont Diner had a kitchen fire forcing it to close. The owners of the Westmont Diner being supportive of SJREIA and the Dinner and Deals Mastermind have arranged for us to hold our monthly meeting at the below address. The menu available will be limited, however, it is most important for us to be as supportive to Westmont Diner as they have done so with us.
NEW LOCATION!!!! The Weston Club - 2215 Hailey Drive, Marlton, NJ 08053 (Parking is in the rear)

🔶 There is a Gofundme page to support the amazing staff at the Westmont Diner that have worked hard to support us for the many years that we have had meetings there. For those of you who would like to be supportive the link to the page is as follows:

https://www.gofundme.com/f/support-westmont-diner-after-kitchen-fire
Marcus and I look forward to seeing you all there and will join us in supporting one of the favorite community diners that we have frequented and conducted business at. Look forward to seeing you there starting at 6:30 pm.
Leaders - Joseph Martella and Marcus Williams
Meeting the 1st Wednesday each month
MEETING DETAILS
Time: 6:30pm-9pm
SJREIA Members attend free -- visitors pay $20

❗👉 Click the RSVP link - https://reia.app/8921X58S12  or scan the QR code to register today!

MOVED TO>>>>>> The Weston Club - 2215 Hailey Drive, Marlton, NJ 08053 (Parking is in the rear)
LIMITED FOOD MENU - please plan to order something from the menu, thanks!

Are you struggling with a deal? Are you hungry for information? Looking to build more just a business relationship with others of similar interest? Do formal environments intimidate you and prevent you from asking questions? Well look no more. Meet Marcus and Joe. Together they have set up a meet where you can relax, break bread and have informal discussion of the challenges everyone is experiencing with their current deals or finding their first deal.

This is a come one, come all event for individuals of all levels of experience to build relationships and have open discussion where you are the focus.

BIOS

Joe Martella - In addition to his full-time job and over six years of real estate investing experience, Joe has done several BRRRRs, long distance real estate investing, and multi-family investing. He self manages his portfolio which includes multiple properties in NJ and out of state. Joe also invests in NJ tax liens and has recently endeavored into private money lending and partnerships. He has a wealth of knowledge and experience when it comes to team building and leadership through his full time and real estate investment endeavors. SJREIA Board member since 2024.

Marcus Williams is a full-time real estate investor and general contractor. He has done several fix n flips, creative financing deals and several BRRRR's. He has worked with hard money, conventional and raised over 2M in private capital. He also has several rental properties that he owns and self manages. In addition to his full time investing, Marcus is one the leaders of the Black Investors Group and is a member of several other groups within the real estate investor community. He has a wealth of knowledge analyzing deals and building relationships. SJREIA Board member since 2024.
----------------------------------------------------
Not a member but interested in real estate investing? We offer monthly and yearly memberships...

Membership benefits include:

• FREE admission to all main and focus group meetings
• FREE participation in our online networking 24/7 chat forum
• FREE access to our video resource library - 100's of hours of video replays from past meetings
• FREE to join our Home Depot 2% back rebate program + get 20% off paint discounts (terms and conditions apply)

❗👉 NOTE: Registering here doesn't actually save you a seat; to do that, click the RSVP link - https://reia.app/4160L58M44 or scan the QR code to sign up today!

❗❗❗ Visitors - Your FIRST SJREIA Meeting is FREE!! Use PROMO CODE SJREIA when you RSVP ❗❗❗

⏰ Monday, August 4, 2025 (6:30pm to 8:30pm)
📍 Location: FALCON DINER - 297 Crescent Blvd (at the Circle), Brooklawn, NJ
✅ SJREIA Members attend FREE -- Visitors pay $20

Creative Financing for Newbies - Innovative ways to secure funding and manage money

Presentation by Carmen Sarlo

Carmen will discuss leveraging resources and exploring alternatives to traditional financing options

Meeting Details:
Where: FALCON DINER - 297 Crescent Blvd (at the Circle), Brooklawn, NJ

Time: 6:30 to 8:30 pm
(come early at 6pm to network -- speaker begins at 7pm)
Cost: Members attend for FREE – Visitors pay $20

❗ Your FIRST SJREIA Meeting is FREE!! Use promo code SJREIA

New members are welcome to join at any meeting. JOIN as a member the same night and we'll apply your visitor fee toward a new membership - 30-day digital membership of $20 or an annual membership of $150.

MISSION STATEMENT: This group was created to educate not only new investors but also offer a variety of topics to sharpen the skills of seasoned investors as well**. If not now, when?!**

Leader: Carmen Sarlo
Carmen is a seasoned investor and realtor. He will share years of investing experience with you to help you get started in real estate investing. Carmen is currently the Vice President on SJREIA's Executive Board.

Visitors are welcome to join at any meeting!
BECOME a member the same night (various membership options available, see below) and we'll credit your visitor fee toward your membership.
Email [[email protected]](mailto:[email protected]) to receive your discount promo code.

Membership benefits include:

• FREE admission to all main and subgroup meetings
• FREE participation in our online networking 24/7 chat forum
• FREE access to our video resource library - 100's of hours of video replays from past meetings
• FREE to join our Home Depot 2% back rebate program + get 20% off paint discounts (terms and conditions apply)

⏰ Monday, August 4, 2025 (6:30pm to 8:30pm)
📍 Location: FALCON DINER - 297 Crescent Blvd (at the Circle), Brooklawn, NJ
✅ SJREIA Members attend FREE -- Visitors pay $20

❗👉 Click the RSVP link - https://reia.app/4160L58M44 or scan the QR code to sign up today!

❗👉 NOTE: Registering here doesn't actually save you a seat; to do that, click the RSVP link - https://reia.app/3686G58H91 scan the QR code in the photo to register today!

❗❗❗ SJREIA Members & VISITORS attend FREE ❗❗❗

📍 MOVED TO A NEW LOCATION - Royale Venue Restaurant & Wedding
490 White Horse Pike, Atco, NJ 08004
⏰ Date: July 28, 2025: 6:30pm to 8:30pm

🔶 How to Evaluate on Market Deals
Rick Bagel, Owner/Originator - Nonbank Clearing

• Utilizing current deals on the MLS

This will be a fun and fast-paced meeting where attendees will perform 'back of the envelope' analysis for investment properties.

We will review several on market properties and evaluate their investment potential using detailed property level info from Lauren McNally, Realtor, loan parameters and current rates from Rick Bagel of Nonbank Clearing, and insurance assumptions from Rich Rickards with Esposito Insurance.

BIO - Rick Bagel, Owner/Originator - Nonbank Clearing, Philadelphia, PA | Instagram | Facebook | 609-468-9324 | [[email protected]](mailto:[email protected]) | www.nonbankclearing.com

Rick Bagel is an expert in real estate development, finance, underwriting, structuring, and loan origination. Decimals and dollars are only part of the equation. Customer service, and high integrity between borrower, broker, and lender, are paramount.
Rick's work experience includes Cardinal Financial, Conventus Holdings, Morning Sky Capital, Leith Inc, and Wetrock Farm I, LLC. Rick holds a B.S. in Economics from Duke University and an M.B.A. in Real Estate from University of Miami.

Cost: Members & visitors attend FREE!!!

NEW LOCATION starting with this meeting! Royale Venue Restaurant & Wedding - 490 White Horse Pike, Atco, NJ 08004
Please plan on ordering something from the menu -- thanks!
Time: 6:30pm

❗👉 Click the RSVP link - https://reia.app/3686G58H91 scan the QR code in the photo to register today!

Leader Lauren McNally

Co-Leader Rich Rickards

Various real estate topics are discussed each month. Great education and networking for all levels of real estate investors.

📌👉 NOTE: Registering here doesn't actually save you a seat; to do that, click the RSVP link https://reia.app/4945P58T50 or scan the QR code to sign up today!

⏰ Date: July 17, 2025 (6pm to 9pm)
➡ Cost: FREE for EVERYONE!
📍 LOCATION: 100 Independence Way, Princeton, NJ 08540

🔶 Tax Liens
Make money by paying other people's taxes!

Presentation by: Deborah Feldstein, Esq., Pellegrino & Feldstein, LLC
290 Route 46 West, Denville, NJ 07834 | Tel: (973) 586-2300 Ext. 107 | Email: [[email protected]](mailto:[email protected])
Tax Liens

1. Overview of the Tax Sale Law
2. Auction Process
3. Tax Sale Certificate
4. Municipal Held Liens
5. Abandoned Structure
6. Post Sale
7. Due Diligence
8. Foreclosure process
9. Bankruptcy

a. Chapter 7
b. Chapter 13
c. Chapter 11
10. Condemnation
11. Foreclosure by Subsequent Lien Holder/Municipality
12. Invalid Tax Lien

https://www.youtube.com/watch?v=f-Jfyh0FXGE&t=1937s
Deborah T. Feldstein, Esq.- BIO

• Ms. Feldstein graduated Magna Cum Laude from the University of Delaware where she obtained her Bachelor of Arts in Psychology
• Ms. Feldstein graduated from Widener University School of Law, Wilmington, Delaware where she received the American Jurisprudence Aware in Wills and Trusts
• She previously worked for Municipal Employees Legal Services in New York city where she represented city employees in Bankruptcy and Real Estate matters
• Ms. Feldstein primarily focuses in civil litigation, real estate and bankruptcy matters
• Ms. Feldstein is a member of the NY, NJ and PA bars

Hosted by Lauren McNally and Rich Rickards

MEETING SCHEDULE: DOORS OPEN AT 5:45pm

• 6:00pm - 7:00 pm – Visit with Business Affiliates & Networking
• 7:00pm - 7:30 pm - Announcements, Intros
• 7:30pm - 8:30pm - Main Speaker/Presentation
• 8:30pm-9:00pm - Q & A

LOCATION: The Holiday Inn - 100 Independence Way, Princeton, NJ 08540
This is a FREE event for members and visitors -- everyone welcome!

CENTRAL MEETING COORDINATOR, Landlording Subgroup Leader (and SJREIA Business Affiliate) Rocco Esposito is the owner and general manager of Esposito Insurance Group, specializing in coverage for real estate agencies, businesses, and property owners. Call or text for a quick quote: 973-284-1083 | www.espositoinsurance.com

ABOUT US - SJREIA is a networking and education association for all levels of real estate investors. We offer education in many different aspects of investing and offer unlimited opportunities to be with other like-minded people. Open to the public! Come check us out to see if we are a good fit for your real estate investing needs.