All Forum Posts by: Tom Dagney

❗👉 NOTE: Registering here on Meetup doesn't actually save you a seat; to do that, click the RSVP link https://reia.app/1062A58Q25 or scan the QR code in the photo to register today!

❗❗❗ VISITORS - Your FIRST SJREIA Meeting is FREE - Use promo code SJREIA when you RSVP!

📍 Location: ZOOM
⏰ June 25, 2025 - 7pm - 8pm
✅ SJREIA Members attend FREE -- Visitors pay $20

Managing Risk For The Real Estate Investor

Presentation by Rocco Esposito
Esposito Insurance Group | 973-284-1083 | www.espositoinsurance.com

Discussion of lease agreements, tenant selection, contractor risk and much more!

Protecting you and your business from lawsuits and property damage

• Insuring buildings, property, and other assets
• Overview of lease agreements
• Tenant consideration and selection
• Managing contractor risk
• Open Q & A session

RSVP to get your Zoom link

MEETING DETAILS:
Time: 7-8 pm
Location: Zoom (RSVP to get your link)
SJREIA Members attend FREE -- visitors pay $20

Your FIRST SJREIA Meeting is FREE - Use promo code SJREIA when you RSVP!

👉 Click the RSVP link https://reia.app/1062A58Q25 or scan the QR code in the photo to register today!

HOST Ian Walsh - HardMoneyBankers.com | 215.839.3271

**CANCELED** - Sorry for the late update, but due to unforseen cirmcumstances, this meeting is canceled. Thank you!

Due to unforseen circumstances, this event is CANCELED. 

❗👉 NOTE: Registering here doesn't actually save you a seat; to do that, click the RSVP link - https://reia.app/2513D58S69 or scan the QR code to register today!

❗❗❗ VISTORS - Your FIRST SJREIA Meeting is FREE!!

Use promo code SJREIA when you RSVP ❗❗❗

MEETING DETAILS

⏰ DATE: June 18, 2025 (6:30pm-8:30pm)

✅ SJREIA Members attend free -- visitors pay $20

📌 Sal's Cafe Coal Fired Pizza - 501 New Rd, Somers Point, NJ 08244

Bridge the Gap: Combining Hard Money & Business Lines of Credit for Maximum Leverage

Presentation by Michael D'Angelo, MB Capital Solutions, LLC

• What is Gap Funding?
• Hard Money Loans: Fast Capital for Real Estate Deals
  • Asset-based lending for acquisitions, rehabs, or short-term projects
  • DSCR for long term hold on rental properties
  • Combine both products to complete your BRRRR
• Business Lines of Credit: Unsecured Capital on Demand
  • $25K–$150K in revolving credit
  • No collateral, based on personal or business credit
  • Use for rehab costs, holding costs, or reserves
• Why Use Both Together?
  • Stretch Your Capital: Use LOCs for soft costs or cash-to-close
  • Stay Liquid: Keep reserves while closing fast with hard money
  • Increase Deal Volume: Run multiple projects without tying up all your cash
  • Creative Structuring: Use LOCs to cover gaps hard money won’t fund

LOCATION: Sal's Cafe Coal Fired Pizza - 501 New Rd, Somers Point, NJ 08244

TIME: 6:30pm to 8:30pm

COST: SJREIA Members attend FREE -- Visitors pay $20

👉 Click the RSVP link - https://reia.app/2513D58S69 or scan the QR code to register today!

• Please RSVP if you plan to attend

  PLEASE plan to order something from the menu (they have great food!)

📌👉 NOTE: Registering here doesn't actually save you a seat; to do that, click the RSVP link https://reia.app/4342C58L7 or scan the QR code to sign up today!

SJREIA Main Meeting - Flipping Basics Panel

⏰ Tuesday, June 17, 2025 (6pm to 9pm)
👉 COST: SJREIA Members attend FREE, visitors pay $20
📍 The Holiday Inn, 2175 W. Marlton Pike (Rt. 70), Cherry Hill, NJ

📢 Your FIRST SJREIA Meeting is FREE! Use promo code SJREIA when you RSVP.

Flipping Basics Panel: Daren Sautter, Marcus Williams, Jose Diaz
Buying, improving and selling for a profit!!

• Find the right properties in the right neighborhoods
• Creative financing strategies that close deals
• What to fix, what to skip — and why it matters
• Sell faster and for more
• Q & A

MEET YOUR PANELISTS:

Marcus Williams is a full-time real estate investor and general contractor. He has done several fix n flips, creative financing deals and several BRRRR's. He has worked with hard money, conventional and raised over 2M in private capital. He also has several rental properties that he owns and self manages. In addition to his full time investing, Marcus is one the leaders of the Black Investors Group and is a member of several other groups within the real estate investor community. He has a wealth of knowledge analyzing deals and building relationships. SJREIA Board member since 2024.

Daren M. Sautter, GRI ABR, Broker Associate Long & Foster Real Estate Inc. - 1415 Route 70 East Suite 106 Cherry Hill , NJ 08034 | Cell 609-313-1596 | www.longandfoster.com/darenmsautter
Grew up in Vineland where his father had 80 plus doors of section 8 rentals.

• Licensed real estate agent since 1988. Licensed real estate broker since 1996
• Past president of the Board of Realtors and currently on the board of directors.
• Recipient of the Rookie of the year and Ethics Award, Consistent Platinum Award winner.
• Featured on the cover of both South Jersey Magazine and Broker agent Magazine.
• Has a team of 7 agents with long and foster realtors.
• Has sold over 3000 homes, flipped over 300 homes, wholesaled 30+ homes
• Has a portfolio of rental properties
• Voted Top Real Estate Professional by South Jersey Magazine.
• Platinum Award Winner Circle of Excellence

Jose Diaz, Park Avenue Construction, LLC | 856-905-4881
Resident of South Jersey for the last 41 years. I have been a Real Estate Investor for over 27 years. I have owned a rental portfolio of 27 doors and an apartment complex of 15 units, doing my own property management. My real estate investing has also included wholesaling, Landlording, and Flipping, locally and remotely. For the last ten years, I have been primarily focused on Flipping Homes full time, transacting on more than 20 Million Dollars, locally and remotely as well. Additionally, I manage a team of newbie investors that I teach to make Agent Outreach calls for deals and always looking for new interested investors to join the team. Currently, I also hold an active Real Estate Agent License in New Jersey and I am an active Member of South Jersey REIA. I help agents and home sellers with properties that are difficult to sell with Creative Deal Structuring and Novations. Currently, I am Scaling into Commercial Multi-Family. Reach out to me if you have deals you need help with.

Location: The Holiday Inn, 2175 W. Marlton Pike (Rt. 70), Cherry Hill, NJ
Time: Doors open @ 6pm - Presentation begins at 7 pm
Members attend FREE -- Visitors pay $20

📌👉 NOTE: Registering here doesn't actually save you a seat; to do that, click the RSVP link https://reia.app/4342C58L7 or scan the QR code to sign up today!

MEETING SCHEDULE:

6:00-7:00 pm – Visit with Business Affiliates & Networking
7:00-7:15 pm – Announcements
7:15-8:30 pm – Main Speaker/Presentation
8:30-9:00 pm – Networking (in the Lobby) and Room Clean-up
Open to the public! SJREIA is a networking and education association for all levels of real estate investors. We offer education in many different aspects of investing and offer unlimited opportunities to be with other like-minded people.

📌👉 NOTE: Registering here on Meetup doesn't actually save you a seat; to do that, click the RSVP link https://reia.app/4260J58M79 or scan the QR code to sign up today!

⏰ Date: June 19, 2025 (6pm to 9pm)

➡ Cost: FREE for EVERYONE!

📍 LOCATION: 100 Independence Way, Princeton, NJ 08540

Your Real Estate Wealth Blueprint

Build lasting wealth and achieve freedom to live the life you want!

Presentation by Tyrone Taylor, Anchor Property Investment Solutions

484-885-9651 | www.anchorpropertyinv.com | www.propertywealthleague.com | [email protected] | IG/LinkedIn: @thisistyronetaylor

Simple step-by-step framework to build lasting wealth, achieve freedom, and create a legacy that matters.

• The 3-stage Wealth Builder Framework to simplify your investment path
• How to align your goals with a strategy to build momentum quickly
• Real-world examples of deals that created income, growth, and long-term wealth
• The top mistakes that lead to big losses and how to avoid them
• The mindset shift needed to be successful in today’s market

BIO - Tyrone Taylor is a real estate investor, entrepreneur, and author on a mission to help others unlock wealth and legacy through strategic investing. After experiencing early setbacks in business, he turned to real estate and built a multimillion-dollar enterprise from scratch — spanning residential, multifamily, and commercial properties.

As the founder of the Property Wealth League, Tyrone coaches new and experienced investors to launch and scale profitable rental portfolios. His work sits at the intersection of strategic growth, personal development, and community impact.

A devoted husband, father, and advocate for purpose-driven leadership, Tyrone’s message is clear: Build wealth according to your vision, and use to live the life you don’t need to retire from.

Tyrone Taylor, Anchor Property Investment Solutions

484-885-9651 | www.anchorpropertyinv.com | www.propertywealthleague.com | [email protected] | IG/LinkedIn: @thisistyronetaylor

WE MOVED!!! New location starting in 2025! Now at the Holiday Inn - 100 Independence Way, Princeton, NJ 08540

This is a FREE event for members and visitors -- everyone welcome!

MEETING SCHEDULE:

6:00 -7:00 pm – Visit with Business Affiliates & Networking

7:00 pm - Main Speaker/Presentation

📌👉 Click the RSVP link https://reia.app/4260J58M79 or scan the QR code to sign up today!

CENTRAL MEETING COORDINATOR, Board Member and SJREIA Business Affiliate - Rocco Esposito is the owner and general manager of Esposito Insurance Group, specializing in coverage for real estate agencies, businesses, and property owners. Call or text for a quick quote: 973-284-1083 | www.espositoinsurance.com

ABOUT US - SJREIA is a networking and education association for all levels of real estate investors. We offer education in many different aspects of investing and offer unlimited opportunities to be with other like-minded people. Open to the public! Come check us out to see if we are a good fit for your real estate investing needs.

📌👉 NOTE: Registering here on Meetup doesn't actually save you a seat; to do that, click the RSVP link https://reia.app/2043T58F73 or scan the QR code to sign up today!

NEW!!! SJREIA Monmouth County Focus Group

⏰ Wednesday, June 11, 2025 (7pm to 8pm)
👉 COST: SJREIA Members & Visitors attend FREE!!!
📍 Keller Williams West Monmouth
45 Route 520, Suite 200, 2nd floor
Englishtown, NJ 07726

How to start building a real estate portfolio (even if you’re a new investor)

Joel Kraut - Co-Founder & Managing Director Brrrr.com - O 732-851-6900 | C 732-598-0351 | E [email protected]

Mission Statement: SJREIA New Monmouth County Focus Group is to educate, empower, and connect real estate investors at all levels from aspiring to seasoned professionals. We are committed to providing valuable resources, fostering collaborative networking opportunities, and supporting the continued growth and success of our investor community through shared knowledge and experience.

MEETING DETAILS: Time: 6:30-8:30pm
Location: IN-PERSON - Keller Williams West Monmouth, 45 Route 520, Suite 200, 2nd floor, Englishtown, NJ 07726

Meet your Focus Group leaders:

Joel Kraut - Co-Founder & Managing Director Brrrr.com - O 732-851-6900 | C 732-598-0351 | E [email protected]
Operating as a real estate investor from the late 1990’s to 2014, Joel Kraut managed to purchase, renovate, and sell more than 100 houses in the Tri-State area, including the Philadelphia markets of Northern Liberties, Fishtown, Point Breeze, Newbold, etc. As an active investor, Joel Kraut scaled his portfolio to include 144 buildings home to over 1,000 tenants – nearly all of which were acquired within a three year span. Unlike most investors, Joel self-managed his entire portfolio, an experience that now informs much of the internal valuation methodology employed by BrrrrLoans. Throughout the early 2000’s, Joel Kraut built 185 single-family “McMansions” and 61 townhouses throughout the Tri-State area while serving as a partner in a mid-size, New Jersey based general contracting and remodeling company. Given his comprehensive background in completing extensive renovation and construction projects covering everything from fire restoration and vanilla home extensions to ground up construction of vertical condominium buildings and multi-millions dollar homes, Joel Kraut’s track record affords BrrrrLoans the ability to continuously improve its business model and practices by concurrently drawing upon the perspective of a borrower, contractor, and fund manager.

In the wake of the 2006 financial crisis, Joel initiated the liquidation of his real estate portfolio and turned his attention towards private lending. In his capacity as a one-man operation, Joel Kraut participated in the origination, underwriting, and funding of well over 1,000 loans secured by collateral throughout the Tri-State area. In doing so, Joel developed a reputation as the 360 degree solution to privately funding just about every type of property for every type of borrower.

As the Co-Founder and Managing Director of BrrrrLoans, Joel thrives on the day-to-day passion of every Brrrrloan fanatic he encounters.
Joel is a graduate of Pennsylvania State University with a Bachelor’s degree in marketing and a minor in economics. He has an endowed scholarship at the University in his name. Additionally, he was a past proprietary options trader and a member in good standing of six exchanges. In addition, Joel is the author of the book "7 Steps to Financial Freedom" (available on Amazon).

JoAnn Marable - Thriving for over two decades in multiple businesses, JoAnn Marable is a tenured Real Estate Investor, Realtor, Certified International Property Specialist and Certified Life Insurance Producer. Owner of JM Luxury Living LLC. Real Estate Investing and Development. Founder Inspirational Sisters Non Profit Organization. While leading multiple leaders, JoAnn has served as President of the Women's Council of Realtors of Middlesex County for 2021 and 2022. Honored with the role of New Jersey State Chair of the Diversity and Inclusion Committee. 2023. Keller Williams Productivity Coach 2024-Present.

Jonathan Rouzeau - Realtor ® - Notary Public, Real Estate Staging Expert, kw / KELLER WILLIAMS West Monmouth

⏰ Wednesday, June 11, 2025 (7pm to 8pm)
👉 COST: SJREIA Members & Visitors attend FREE!!!
📍 Keller Williams West Monmouth
45 Route 520, Suite 200, 2nd floor
Englishtown, NJ 07726

📌👉 Click the RSVP link https://reia.app/2043T58F73 or scan the QR code to sign up today!

❗👉 NOTE: Registering here  doesn't actually save you a seat; to do that, click the RSVP link - https://reia.app/1076P58D73 or scan the QR code to register today!

❗❗❗ VISTORS - Your FIRST SJREIA Meeting is FREE!!
Use promo code SJREIA when you RSVP ❗❗❗

MEETING DETAILS

⏰ DATE: May 21, 2025 (6:30pm-8:30pm)
✅ SJREIA Members attend free -- visitors pay $20
📌 Beat the Daily Grind 3807 Atlantic City, NJ 08401

Leveraging Crypto for Real Estate Panelx

Presentation by Scott Allen, Lina Hong, Eli Nichtberger and Jack Malpass

MEET YOUR PANEL

Scott Allen, Managing Director of New Standard IRA
(737) 234-3973 | [NewStandardIRA.com](https://urldefense.com/v3/;!!L1aKtqoz4WY!dwJZjopeLT7MfKuQWT2NFlWUQAZiXFD8TvhdARbZ9e8xPOuR4GAEB7VzfIXh4xbZH9Z2r4LOp62XIohq$)
BIO - Scott Allen has worked in and around the financial industry for over 20 years. He’s the former Entrepreneurs Guide at About.com, where he helped over a million entrepreneurs find, follow, and pursue their dreams of business ownership. He’s the author of The Virtual Handshake: Opening Doors and Closing Deals Online, the very first book on what we now know as social media marketing. He has been mining Bitcoin and profitably trading cryptocurrency since 2021, and held real estate since 2022. He is currently Managing Director for New Standard IRA, where he helps future retirees take full control of their retirement investing.

Lina Hong, founder of Crypto Minds Global, Licensed Real Estate Salesperson, Weichert Realtors® | Cell: (917)667-6603 | mail: [[email protected]](mailto:[email protected])
BIO - Lina Hong has been in the cryptocurrency industry since 2017. She invested in Bitcoin and other altcoins. Lina founded Crypto Minds Global, which is an active community of crypto investors. The group’s mission is to share knowledge and advice to all those interested in investing and trading cryptocurrency. The telegram link is https://t.me/CryptoMindsGlobal and is free for all to join. Lina also has a real estate portfolio in Atlantic City consisting of 20+ Airbnb listings and long-term rentals. Lina and her family have been investing in the Atlantic City real estate market since 2005.

Eli Nichtberger, *Managing Partner, Blockstone Capital - https://www.blockstonecap.com*
Mr. Nichtberger began his 10+ year career as a long/short derivative trader and analyst at Tech Point Capital, a boutique hedge fund located in New York City. In 2016, Mr. Nichtberger transitioned into the real estate industry, serving as Director of Business Development for JLM Decorating, a full-service finishes contracting company, whereby Mr. Nichtberger analyzed, sourced and procured well over $100MM in finishes contracts for the firm.
Prior to JLM, Mr. Nichtberger founded ELIeN Group LLC in 2014, a real estate-based consulting firm serving the Tri-State and Florida markets. Since inception, ELIeN Group has successfully structured and advised owners, developers and high net-worth individuals on various real estate related deal-flow in excess of $1BB, syndicating new capital for ground up developments as well as analyzing and structuring debt/equity for construction and/or existing real estate portfolios.
Mr. Nichtberger is passionate about the cryptocurrency/blockchain industry and has been deeply involved and invested in the space since 2015, advising clients and believing that Bitcoin is a major disruptor in modern economics as well as one of the best performing store of value assets in existence. In 2021, Mr. Nichtberger successfully completed Anthony Pompliano’s Bitcoin Academy Certification. Mr. Nichtberger also holds a BA in Real Estate Investment from Baruch College and is proud to be on the fundraising committee for the non-profit Tunnel To Towers Foundation.

Jack Malpass, SDIP - Next Generation Services - 973-533-1880 x128
As an Integral member of the sales team, Jack brings over 15 years of customer service and sales experience to his role at Next Generation. As a business development specialist, Jack is tasked with identifying new potential referral sources and clients, educating them on the value of self-directed IRAS, and assisting those individuals with new account opening. Jack's passion for connecting with and educating people stems from his 8-year tenure as a sales trainer at a sports eyewear company. Jack holds a certificate In Computer Tech Support from Chubb Institute and earned his Self-Directed IRA Professional (SDIP) designation from the Retirement Industry Trust Association (RITA).

MEETING DETAILS

⏰ DATE: May 21, 2025 (6:30pm-8:30pm)
✅ SJREIA Members attend free -- visitors pay $20
📌 Beat the Daily Grind 3807 Atlantic City, NJ 08401

❗👉 NOTE: Registering here doesn't actually save you a seat; to do that, click the RSVP link - https://reia.app/1076P58D73 or scan the QR code to register today!

📌👉 NOTE: Registering here doesn't actually save you a seat; to do that, click the RSVP link https://reia.app/1227S58X23 or scan the QR code to sign up today!

⏰ Date: May 15, 2025 (6pm to 9pm)
➡ Cost: FREE for EVERYONE!
📍 LOCATION: 100 Independence WayPrinceton, NJ 08540

This meeting is not like any other event you attended before!!

OUR EXPERIENCED LANDLORD PANELISTS WILL DISCUSS:

• Tenant Retention
• Proactive Maintenance
• Lease Agreements
• Landlording is a Business
• Tenant-Landlord Law

Panel of experts
Paul Margaritis, Mike Bonadies, Mike Anderson, Guest Attorney (Landlord-Tenant Law)

Paul Margaritis is an owner and asset manager of a real estate redevelopment company dedicated to the revitalization of residential homes, small apartment buildings, and small mixed-use properties throughout Mercer County and other parts of New Jersey since 2004. Paul implements the BRRR (Buy, Renovate, Rent, Refinance) strategy. The combination of his ability to raise private capital to purchase at deep discount then converting to long term commercial bank financing has been an integral part of his success. Since 2022 Paul has invested as both a Limited Partner and General Partner in the acquisition of larger multi-family properties in Virginia, West Virginia, Kentucky, North Carolina, and South Carolina. Raising Capital for the Syndication of these larger assets with over 1,000 doors and counting.

Mike Bonadies is a landlord and property manager. He currently owns 50 rental units in Camden, Gloucester, Cape May and Cumberland counties. He Co-Owns a property management company, TerraVestra Property Management, that specializes in managing rental properties specifically in the South Jersey area and Side By Side MRO which specializes in pre-1940 construction. Mike is also a farmer and owns a livestock farm in Vineland.

Mike has been a SJREIA board member since 2021. He worked as the membership benefit committee chair and worked on putting together the legislation committee.

Mike Anderson is a seasoned real estate investor in the South Jersey market. In a few short years, Mike accumulated a rental portfolio of over 20 rental properties while completing several fix and flip projects. During that time, Mike also took an interest in lending and became a licensed loan officer. More recently, he ventured into hospitality by founding a Short Term Rental Property Management company that services over 30 shore rental properties in Ocean County. Mike enjoys sharing his passion for real estate and helping others grow and succeed.

Guest Attorney (Landlord-Tenant Law) - Travis J. Richards, Esq

Travis J. Richards, Esq is a seasoned attorney with over 25 years of experience dedicated to landlord-tenant law, serving as Managing Partner at Greenblatt, Lieberman, Richards & Weishoff, LLC, one of New Jersey's largest and most respected landlord-focused law firms. Trusted legal advisor to residential and commercial landlords across the state, with deep expertise in evictions, lease enforcement, regulatory compliance, and litigation strategy. Recognized for his practical, results-oriented approach and for helping property owners navigate the evolving legal landscape with clarity and confidence.

Hosted by Lauren McNally and Rich Rickards

MEETING SCHEDULE: DOORS OPEN AT 5:45pm

6:00pm - 7:00 pm – Visit with Business Affiliates & Networking
7:00pm - 7:30 pm - Announcements, Intros
7:30pm - 8:30pm - Main Speaker/Presentation

NEW LOCATION STARTING IN 2025 & 1 hour of NETWORKING before the meeting!
Now at the Holiday Inn - 100 Independence Way, Princeton, NJ 08540
This is a FREE event for members and visitors -- everyone welcome!

8:30pm-9:00pm - Q & A

📌👉 NOTE: Registering here doesn't actually save you a seat; to do that, click the RSVP link https://reia.app/1227S58X23 or scan the QR code to sign up today!

📌👉 NOTE: Registering here doesn't actually save you a seat; to do that, click the RSVP link https://reia.app/1798O58B10 or scan the QR code to sign up today!

NEW!!! SJREIA Monmouth County Focus Group
Kick-off meeting is on ZOOM and free for everyone!

⏰ Wednesday, May 14, 2025 (7pm to 8pm)
👉 COST: SJREIA Members & Visitors attend FREE!!!
📍 ZOOM (RSVP to receive meeting link)

May 14 - Kick off (zoom)
In-person - Jun 11, Jul 9, NOT MEETING IN AUG, Sep 10, Oct 8, Nov 12

Mission Statement: SJREIA New Monmouth County Focus Group is to educate, empower, and connect real estate investors at all levels from aspiring to seasoned professionals. We are committed to providing valuable resources, fostering collaborative networking opportunities, and supporting the continued growth and success of our investor community through shared knowledge and experience.

Meet your Focus Group leaders:

Joel Kraut - Co-Founder & Managing Director Brrrr.com - O 732-851-6900 | C 732-598-0351 | E [email protected]
Operating as a real estate investor from the late 1990’s to 2014, Joel Kraut managed to purchase, renovate, and sell more than 100 houses in the Tri-State area, including the Philadelphia markets of Northern Liberties, Fishtown, Point Breeze, Newbold, etc. As an active investor, Joel Kraut scaled his portfolio to include 144 buildings home to over 1,000 tenants – nearly all of which were acquired within a three year span. Unlike most investors, Joel self-managed his entire portfolio, an experience that now informs much of the internal valuation methodology employed by BrrrrLoans. Throughout the early 2000’s, Joel Kraut built 185 single-family “McMansions” and 61 townhouses throughout the Tri-State area while serving as a partner in a mid-size, New Jersey based general contracting and remodeling company. Given his comprehensive background in completing extensive renovation and construction projects covering everything from fire restoration and vanilla home extensions to ground up construction of vertical condominium buildings and multi-millions dollar homes, Joel Kraut’s track record affords BrrrrLoans the ability to continuously improve its business model and practices by concurrently drawing upon the perspective of a borrower, contractor, and fund manager.
In the wake of the 2006 financial crisis, Joel initiated the liquidation of his real estate portfolio and turned his attention towards private lending. In his capacity as a one-man operation, Joel Kraut participated in the origination, underwriting, and funding of well over 1,000 loans secured by collateral throughout the Tri-State area. In doing so, Joel developed a reputation as the 360 degree solution to privately funding just about every type of property for every type of borrower.
As the Co-Founder and Managing Director of BrrrrLoans, Joel thrives on the day-to-day passion of every Brrrrloan fanatic he encounters.
Joel is a graduate of Pennsylvania State University with a Bachelor’s degree in marketing and a minor in economics. He has an endowed scholarship at the University in his name. Additionally, he was a past proprietary options trader and a member in good standing of six exchanges.
In addition, Joel is the author of the book "7 Steps to Financial Freedom" (available on Amazon).

JoAnn Marable - Thriving for over two decades in multiple businesses, JoAnn Marable is a tenured Real Estate Investor, Realtor, Certified International Property Specialist and Certified Life Insurance Producer. Owner of JM Luxury Living LLC. Real Estate Investing and Development. Founder Inspirational Sisters Non Profit Organization. While leading multiple leaders, JoAnn has served as President of the Women's Council of Realtors of Middlesex County for 2021 and 2022. Honored with the role of New Jersey State Chair of the Diversity and Inclusion Committee. 2023. Keller Williams Productivity Coach 2024-Present.

Jonathan Rouzeau - Realtor ® - Notary Public, Real Estate Staging Expert, kw / KELLER WILLIAMS West Monmouth

⏰ Wednesday, May 14, 2025 (7pm to 8pm)
👉 COST: SJREIA Members & Visitors attend FREE!!!
📍 ZOOM (RSVP to receive meeting link)

📌👉 Click the RSVP link https://reia.app/1798O58B10 or scan the QR code to sign up today!