All Forum Posts by: Drago Stanimirovic
Drago Stanimirovic has started 43 posts and replied 814 times.
Post: First Time Father and First Time Investor

- Lender
- Miami, FL
- Posts 857
- Votes 326
Jordan, you’re thinking like a true investor already, great mix of strategy and hustle.
What you’re doing right: building equity, planning exits, and staying flexible. Where it can go wrong is trying too many approaches too soon. Start with one (like $180-200k flips or mid-tier rentals), build experience and cash flow, then scale.
And option 4, funny, but with the right probate strategy, not far off!
You’ve got a solid foundation. Keep going.
Post: How to structure financing

- Lender
- Miami, FL
- Posts 857
- Votes 326
Ron, you’re spot on about California’s 10% usury cap, unless you use a licensed lender, debt-based investor returns are limited.
Equity structures (like profit splits or preferred returns) are more flexible, let investors share in upside, and are common when pooling funds. Just be sure to handle legal compliance, especially if it’s a syndication.
For a simple setup, use debt via a licensed lender. For scale and investor alignment, equity is the better route. Happy to explore further if needed.
Post: If You Had Unlimited Financing, What Would You Buy First?

- Lender
- Miami, FL
- Posts 857
- Votes 326
Imagine financing wasn’t a hurdle, what’s the very first deal you’d chase? A flip, a rental, or a commercial property?
Post: First-Time Investors: What’s the Hardest Part About Pulling the Trigger?

- Lender
- Miami, FL
- Posts 857
- Votes 326
Is it the fear of the numbers not working, the financing process, or just finding the confidence to jump in?
Post: Commercial Investors: Do You Prefer Agency or Private Financing?

- Lender
- Miami, FL
- Posts 857
- Votes 326
For multifamily or mixed-use, have you had better experiences with agency-backed loans (Fannie/Freddie) or with private lenders who move faster?
Post: DSCR Loans: Do You Ever Stress Test Your Cash Flow?

- Lender
- Miami, FL
- Posts 857
- Votes 326
When analyzing DSCR loans, do you run scenarios like 10% vacancy or higher expenses, or do you underwrite only on current rent?
Post: What’s the Minimum Profit You’ll Accept on a Flip?

- Lender
- Miami, FL
- Posts 857
- Votes 326
When running numbers, do you have a fixed percentage or dollar amount you require before moving forward on a flip? Curious where different investors draw the line.
Post: looking for a lender DSCR to finance at deal in Destin FL

- Lender
- Miami, FL
- Posts 857
- Votes 326
Hi Jennifer, we are in Maimi and would be happy to help! Call, text me anytime!
Post: Mason Introduction - Here to Learn

- Lender
- Miami, FL
- Posts 857
- Votes 326
Welcome, Mason! You’re taking all the right steps, getting licensed, learning the market, and building connections. NYC is a great training ground, and house hacking can be a powerful launchpad. Investing upstate long-term sounds like a smart play, especially as you gain experience and income.
Keep soaking it all in your future portfolio is already taking shape.
Post: Long time accidental real estate investory

- Lender
- Miami, FL
- Posts 857
- Votes 326
Welcome, Chris! You’re making a smart shift, from passive holding to purposeful investing. Selling to redeploy capital and setting up the right legal structure is a strong foundation for scaling. New England has solid markets, and with your experience, you’re in a great spot to grow with focus.
Happy to chat if you want to dive deeper.