All Forum Posts by: Drago Stanimirovic

On strong cash-flowing properties, DSCR loans are a powerful tool for growth. They let you scale without income verification, and if the deal performs, the higher rate is often offset by the ability to keep acquiring. It's about using the right loan for the right stage and asset.

Anthony, you're in a strong position with solid equity and a low-rate mortgage. Since your goal is long-term rentals, I'd prioritize either converting your current property into a rental (using FHA to buy a new primary), or using your HELOC to execute a BRRRR. Both let you scale while holding assets.

Flipping can work but ties up capital and adds risk. The $50–$60K reno for a $500K ARV seems thin unless you're sure of comps and exit.

Welcome Scott! Great to have someone with your financial background here. With your CFO experience, you’re well-positioned to transition into real estate investing. Happy to support you on your journey. Feel free to reach out any time in case you need help.

Jenny, for now, your cost seg losses offset the $120K passive income, solid use. Once your husband qualifies as a REP and you file jointly, those losses can become non-passive and offset your W-2 income directly. Key is material participation and timing acquisitions to maximize benefits.

Drew, you're thinking like a smart investor already. In DFW, competition is tight for small multis, so pivoting to a single-family home to live-in flip or BRRRR is a solid move, especially if you can add value through renovations and refinance later. House hacking a SFH with roommates or converting part to a STR (if zoning allows) could also work.

Happy to help on your journey!

Branden, you're on the right track. To fund your next deal, a HELOC on your primary or the rental gives you flexibility without touching your mortgage. A cash-out refi is also solid, but watch your DSCR and rate impact. You could also explore cross-collateralization using existing equity..

Yes, Indianapolis is a solid rental market with strong cash flow potential. Look at Fountain Square, Bates-Hendricks, and Irvington for growth and value. Suburbs like Beech Grove and Speedway are also investor-friendly.

A feminine investor mindset brings intuition and purpose into strategy, focusing on impact, legacy, and freedom alongside profit. In real estate, especially rentals, this approach can drive smarter, more aligned decisions. If you're scaling with this mindset, I can help structure the right financing to support it.

Hi Maurice,

Cleveland's a great market to explore, strong rental demand, low entry costs, and good cash flow potential if you buy in the right areas. Having family on the ground is a big advantage for managing or even rehabbing properties.

Start building your local team: agent, contractor, lender, and focus on learning the neighborhoods well.

Happy to help you on your investment journey!

Hi Ferdinand,

Louisville is a solid market to start in, it has stable rental demand, affordable property prices, and a good mix of cash flow and appreciation potential. Just make sure to research neighborhoods carefully, as performance can vary block by block.

If you're planning to hold the property as a rental, a DSCR loan might be a great fit.

Happy to help on your journey!