All Forum Posts by: Ty Wesley

Yeah but the thing is, I already have 9000 in cash to put down. I told the broker this because at first he said he wanted to help me with my offer instead of me getting my own agent. I guess he wants to get the commission from both sides or whatever. But the part I don't understand is, they actually put it in their listing that "owner financing is very possible" and plus they have had the house on the market for like a year now. I would think that they would be motivated to get this deal done but this broker is acting like he's too busy for me.

MsJerseyDevil,

You're right. I just turned 25 and I don't really have a history. I just received all three reports and basically my scores are low because of inactivity. I have one collection for a phone bill but it has been paid for like four years now. I completed a car loan last year that I was never late on, but it only went on my transunion report. Ive leased two apartments in the last three years and I never messed up on them either. I assumed that would make my credit look good but I guess that didn't count for anything.

I'm really just trying to get cash so I can offer it to a guy selling his house for 11850. It seems like ever since I told the broker I intended on making a financing offer on it, he's been avoiding my phone calls so I just want to be able to offer all cash instead.

Will do. Thank you Alice :-)

Hey BP members,

I live in the greater Philadelphia, PA area and I'm looking to take out a small loan, but according to the 3 credit bureaus I don't really have any credit history. I just tried my bank (a credit union) and they denied me.

So does anyone know of a lender where someone like me can have a chance at getting approved in the Philly area?

Any and all suggestions would be of great help to me right now. Thanks and advance guys!!!

Thanks. I'm looking at a deal in Chester, PA now so how can I find out how much it will cost in their jurisdiction?

Thanks don!

About how much can I expect to pay for one?

Hey BP,

What is a U&O certificate and how do you obtain it? Does it cost money to obtain one?

Hey guys, how much can I expect to pay to have a house converted from oil heat to gas heat?

Thank you guys. Any extra opinion helps in my situation because this is about to be my first purchase. I was trying to get a general idea of what it costs for a total plumbing overhaul, but really it just looks like I'll need some supply lines put in. There is a water Heater in the basement that looks like it's in working condition. There is copper missing in some places in the wall in the kitchen, and I didn't see any copper pipes connected to the sink in the kitchen. The sink is missing in the bathroom, and there is no copper there either. I think you guys are right about the measurements, they gotta be off.

No I don't have any pics, but that's how big it says on the listing. I walked through it with the sellers agent earlier this morning and it wasn't very big but I wouldn't call it tiny.