All Forum Posts by: Vivienne Affat

Looking for lenders who can loan both for purchase price and rehab with 10-20 percent down for fix and flips in Chester County area. 

Prefer Heloc but open to cash out/HEL. It's a rental SFH in orlando area . Deeded in the LLC owned by me. Please let me know any local lenders that work with this and roughly the range for rates. Thanks.

Hello BP! My partners and I are looking for bridge financing to keep our project moving. I've summarized what we are offering below regarding terms, but are open to a dialogue to see what can be a best fit for you and for our needs. Time is of the essence for our project so hopefully we can engage in a potential collaboration! Thank you so much for your time and consideration.

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Investment Opportunity – 12% Annualized Return

We’re offering a 12% annualized return on a 6-month loan (with a 3-month extension option) as we secure up to $100,000 in funding for our ongoing renovation project.

Use of Funds: Covering unexpected project costs, including:
✔️ New 2” water line installation
✔️ Additional permitted mechanical vents
✔️ Waterproofing improvements
✔️ Plumbing wastewater line testing & replacement

Security & Repayment:
🔹 Collateral: Second lien on the property + personal guarantees
🔹 Recorded Promissory Note via Premier Settlements
🔹 Exit Strategy: Refinance upon lease-up to repay all debts in full

Looking for a secured investment with strong returns? DM us for more details & a full pro forma.

Hi there, I have a deal on a 700k multifamily property that I have been in talks with for only 475k.... It doesn't need much but rents do need to be updated. Banks I am talking to need 20% down and I don't have the reserves to fully pursue. Bottom market rents would be 5100, top of market is 6000.... Not much rehab needed for property other than updating appliances and the outside could use a new stain/paint job soon... I have several year's experience managing rentals and It's in a great area and I am open to any ideas! Thank you!

Hello Everyone, 

I have a friend who's building his house in Lakeside Montana. He's put about 400k of his own cash into construction so far. Needs another 350-375k to complete. The property also has an existing cabin on it with roughly 72k owed on it.

When he started he assumed he'd just get a construction loan to finish and then role everything into a convention mortgage when complete.

He qualities for the mortgage but not the construction loan. I figure UW is more stringent on the construction portion. I think he's just under the DTI guidelines. Him and his wife are self employed.

He got an appraisal when going through the construction loan process. It's about 200-250k low in my opinion @ 1.1m.

I told him a HML might be the best option since they're more asset/LTV based VS income.

With that said, looking for input and HM Lenders in Flathead County that I can steer him to. He probably needs 6-12 months to finish the build.

I added a couple pics to give an idea of where he's at and the level of house he's building. 

Thanks in advance, 

Casey

Hello. I love flipping SFHs. I have an incredible crew and we can handle any depth of rehab. Looking to bring on new PMLs for future projects. Would like to connect and find out your goals, talk about working together and what that might look like. I have a very detailed presentation on how I work with private investors and am attaching the link for you to review it below. I've been in REI for 4 years and have flipped about 30 houses with an ARV ranging from 250-400K. I can provide references if needed. The main goal for me is building more with less people. Developing a deeper relationship with people is more important for me than working with a ton of people I barely know. I want to develop trust and tackle our goals together. I live in and invest around Greenville SC and close surrounding areas. Looking forward to meeting.

PML Presentation Link