All Forum Posts by: William Dampier

Good afternoon -

If you have kept up with the news, you probably have heard that mortgage rates are hitting record lows. The reason for the email is twofold…first, if you have a mortgage, it probably makes sense to check with and see if a refinance makes sense.

Secondly, most of you know someone with a mortgage, and I encourage you to mention this rate environment to family, friends and customers. I asked my mortgage department to send me current rates for today, which I have highlighted below. We have an incredible Mortgage Division and I encourage you to refer anyone you know who might have some interest in looking at a refinance or even a purchase.

Conventional Terms
- 30 Year Term
> Rate – 3.875%
> APR – 3.981%

- 15 Year Term
> Rate – 3.125%
> APR – 3.310%

Thanks and have a great weekend!

Bill

*APR - Annual Percentage Rate. Maximum loan amounts and other restrictions may apply. Ask for details. Some products may not be available in all states and rates applicable to Texas properties only. Credit and collateral are subject to approval. This is not a commitment to lend. Programs, rates, terms and conditions subject to change without notice. Terms and conditions apply. Rates and APR are based on a $150,000 Loan Amount with 0 Discount Points, qualifying credit score of 720 or above, and Loan to Value of 80% or less. NMLS# 439822

@Benjamin Hanson Welcome to BP! It's a great tool for learning and connecting! Bill

Friends,

Good afternoon and a happy New Year to you! As we kick off the new year, I would like to take this opportunity to reach out to you and share a few highlights of our commercial real estate lending platform.

We offer financing for the acquisition & refinance of your Industrial, Multi-family, Office, or Retail properties, with flexible terms & affordable payments with long-term financing with payment schedules. 

We pride ourselves on providing a peace of mind and making life easier by offering borrowing solutions custom tailored to meet our client’s commercial real estate acquisition and refinancing needs! Our history dates all the way back to 1941, with five men and a vision in a small West Texas town.

I am here to be a resource for you - think of me as part of your team. My commitment is to help you achieve your financial goals while at the same time making banking convenient. If I can assist you in anyway, please let me know. Simply put, we win as a team!

Bill

City Bank Texas 

10080 Belkaire Blvd

Suite 101

Houston, Texas 77072

Tel: (713) 376-3321

[email protected]

@Bradley Marine, welcome to BP! I look forward to connecting with you!

Houston Bigger Pockets Community,

Good morning and Happy Holidays! At City Bank Texas, our goal is simple – to help you achieve your goal. City Bank Texas was founded by five men with a vision in a small West Texas town in 1941, and as of today we have approximately over $2B in assets.

We pride ourselves on providing a peace of mind and making life easier by offering borrowing solutions tailored for the acquisition and refinance of commercial real estate - single family investment, multi-family, retail strip center, office, industrial, self storage.

I am here to be a resource for you, think of me as part of your team. My commitment is to help you achieve your financial goals while at the same time making banking convenient. If I can assist you in anyway, please let me know. Simply put, we win as a team!

Bill

William Dampier | Vice President
City Bank
10080 Bellaire Blvd
Suite 101
Houston, Texas 77072
T: 713-376-3321
[email protected]

Member FDIC | Equal Housing Lender

@Brian Sachs A Line of Credit is used for SHORT term financing, while a term loan is designed for LONG term financing. I would encourage you to shop around for a more competitive rate on the Home Equity Loan. Best of luck!

@Erica Villarreal I hate to miss! I have a previous committment for the same night! 

looking forward to it! @Erica Villarreal 

@Jessica McKinney 

Welcome to BP! I've been a part of the BP community for a couple of months and have found it very beneficial! 

I am a Commercial Lender with an emphasis on SFR and multi-family, let me know if I can help in any way.

thank you @Erica Villarreal