
22 June 2025 | 6 replies
To formally and cleanly release both parties from the lease, you’ll want to use a document called a “Mutual Lease Termination Agreement.”

27 June 2025 | 8 replies
It just means your borrowing profile has to be what the lender wants to see in this situation:No latesSubstantial credit historyLow Debt Utilization Nothing crazy in the b.g.LLC in good standingIf your profile is clean, being a 0 on the exp chart doesn't kill it for you.

27 June 2025 | 5 replies
But once you start scaling, especially with partners, the LLC adds value for clarity, liability separation, and clean bookkeeping.No hard threshold, but once you're bringing in other people or getting into higher-value assets, it’s usually worth setting up.

22 June 2025 | 3 replies
Sounds like you’re navigating a big transition and doing a lot of things right already by planning ahead and speaking with a tax attorneyA few things to consider or ask about when you meet with themCapital Gains Exemption If this was your primary residence for 2 of the past 5 years you may qualify for the Section 121 exclusion which allows you to exclude up to 250K in gains if single or 500K if married filing jointlyCapital Gains Bracket You’re right to look at your taxable income including W2 wages and life insurance proceeds to see where you land The life insurance death benefit itself is generally not taxable but if any of it was interest income it might be Ask the attorney to confirm that partEstimated Taxes If you sell the house and owe tax you may need to make an estimated payment to avoid penalties especially if your W2 job didn’t withhold enough for the yearHealth Insurance and Marketplace Credits Since you’re planning to go on your partner’s plan this may not apply but if for any reason you do end up looking at Marketplace insurance your income level will impact subsidies Ask how your income mix affects thisNew Business Planning Talk about how startup costs might be deducted how to structure the business (LLC S corp etc) and whether making a clean break this year or early next year gives you any tax advantageRetirement Account Planning If you have any traditional retirement accounts and this is a low-income year you might consider a Roth conversion or some other strategy to optimize your tax bracketIt’s totally normal to feel nervous about a big change like this but you’re already doing the most important thing which is planning proactivelyHappy to talk more if you want help organizing the numbers or figuring out what to ask I work with a lot of people going through life and business transitions like this and it’s all about getting the right pieces in place ahead of time

9 June 2025 | 9 replies
We’ve found that traveling healthcare professionals are typically great tenants—responsible, clean, and reliable.

17 June 2025 | 13 replies
In general, a standard turnover—cleaning, minor repairs, marketing, and leasing—should take about 2–4 weeks.

24 June 2025 | 6 replies
They should also clean and extend downspouts at least six to ten feet and, if necessary, install surface swales or French drains to divert sprinkler runoff, especially at lower spots where water accumulatesOnce grading and drainage improvements are complete, monitor the basement through a few rain events.

18 June 2025 | 6 replies
Biggest difference is that the hot tub will require regular visits for cleaning and chemical balancing, probably weekly during season plus the cost of chemicals.

18 June 2025 | 19 replies
You did a great job with the space—it feels clean, thoughtful, and well-photographed.

27 June 2025 | 19 replies
Neighbors called me in the middle of the night, and I had to deal with complaints and extra cleaning bills.Now I’m super clear in my listing about no parties, quiet hours, and I double-check who’s booking.