Were the costs of doing the refi a hard pill to swallow.

They can all swallow the pill of having a primary home and a second house (vacation home/seasonal residence) as a mental jump, but beyond that gets tricky, so I tend to just keep the idea to that level.

In my area, I always believed as-is meant you weren’t asking for any reductions from inspections, and left the inspection clause in tact.

I do question if students will be willing to move out for the fairly short winter break and if that will result in reduction of rent you can obtain from the students.  

There is no magic pill, just hard work.Welcome to the KW family!

Dave is great for budgeting and consumer debt reduction,  but was burned when his commercial / portfolio loans were called on him all at once.

Also major banks JP morgan, goldman sachs,  etc are going to have to set a lot of money to the side additionally every month as they have to have larger and larger reserves to cover unpaid loans pilling up. 

The reason why I went lower on some of those is because of the nature of the Turnkey property and the level of rehab and updating that- to me- allows for a reduction in those areas.

In SFO as housing cools off slightly, the tenant demand a rent reduction is often met.

Structurally, I don't think rates are going to come back down to anything that closely resembles 2021, but I am seeing a flattening and modest reduction in rates.