So someone takes a most critical piece of wealth they have saved up for the golden years and plows it into one of the most riskiest asset types out there.

Wow, the Golden Heart City.

This is the "dream" of many investors - retire with paid off rentals with cashflow to enjoy their golden years.5) Hard Money Lending (HML): this is actually an easy one.

And I see all these people doing it with this scheme and that scheme, and real estate investing content seems a golden ticket. 

There are guidelines and guardrails, but a challenging deal can have positives and a golden deal can have issues below the surface.

And, sounds like you're exactly at the 1% rule, which is golden!

What a GREAT golden opportunity. 

Working horrible job, living horrible, no golden streets of opportunity found.

Factor 8%-10% for a reliable property manager (use AllPropertyManagement.com).After that, you're golden.

You only need millions to invest tho lolYeah, I you're being somewhat facetious, but I think you've hit on a flipside of this whole thread, which is that anyone who has an existing STR in Colorado may be golden.