., legal liability for themortgage debt) under State law, and the servicer may not necessarily have agreed to add the successor in interest as obligor on the mortgage loan.I think this is why attorneys exist.

My figures going back to 1986 for SF were closer to 7% as of 2012 ish so the growth maybe overstated at 15.5% but 7% may be understated slightly.

Also, you have insurance, tax, loan servicing as well as equity being established that will put you into a judicial foreclosure under state laws.  

Under STATE law, if your timing is perfect*, minimum is 41 days.  

I probably understated the work involved though.

I am sure most of us understand the government habitually understates inflation, which is probably at least 15% and adding 15% means we must earn 30% after tax.

For rent accruing on August 1, 2021,or thereafter, and unless an exception or other state law allows for eviction, landlords areprohibited from serving or enforcing, or threatening to serve or enforce, any notice requiringa tenant to vacate any dwelling, including but not limited to an eviction notice, notice to payor vacate, unlawful detainer summons or complaint, notice of termination of rental, or noticeto comply or vacate, if, unless otherwise permitted by this order or under state law, a tenanthas (1) made full payment of rent; or (2) made a partial payment of rent based on theirindividual economic circumstances as negotiated with the landlord; or (3) has a pendingapplication for rental assistance that has not been fully processed; or (4) resides in ajurisdiction in which the rental assistance program is anticipating receipt of additional rentalassistance resources but has not yet started their program or the rental assistance program isnot yet accepting new applications for assistance.o There is a presumption that any rent payment made on or after August 1, 2021, isapplied to current rent before applying toward arrears.o A landlord is not required to accept partial payment of rent but is required to offer atenant a reasonable repayment plan under this order and pursuant to Section 4 ofE2SSB 5160.o A rental assistance program is authorized to share the application status of a tenantwith the tenant’s landlord.https://www.governor.wa.gov/si...

I think B&Bs are classified as commercial properties for property tax purposes under state law, which has a rate of like 29%.

The builder had never given us the HOA agreement to sign off on, which voided the contract under state law.

Cleaning can't be understated.